The First State Bank
Louise, TX
IDRSSD: 888552
Total Assets
$845.84M
Latest filing
Total Deposits
$762.30M
Latest filing
Net Interest Margin
5.45%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First State Bank
206 North St.
Louise, TX 77455
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/07/1956FDIC Certificate 11560
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The First State Bank (Main) | 206 North St. | Louise, TX |
| SWEENY BRANCH | 208 Second Street | Sweeny, TX |
| ANGLETON BRANCH | 2904 N Velasco St | Angleton, TX |
| EL CAMPO BRANCH | 1808 West Loop | El Campo, TX |
| BLESSING BRANCH | Ave B & 10th St | Blessing, TX |
| WHARTON BRANCH | 505 E Boling Hwy | Wharton, TX |
| GANADO BRANCH | 101 E York St | Ganado, TX |
| WOODSBORO BRANCH | 320 First St | Woodsboro, TX |
Showing 7 of 14
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/07/1956 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77455 |
| State and County Number | 48481 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | El Campo, TX |
Operational Info
| Number of Employees | 161 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/07/1956 |
| Primary Insurance Agency | DIF |
| Website | www.fsblouise.com |
| Data Updated | 11/14/2025 |
| CERT | 17588 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $845.84M |
| Total Deposits | $762.30M |
| Total Liabilities | $770.28M |
| Total Equity Capital | $75.56M |
| Net Income | $5.89M |
| Net Loans and Leases | $613.19M |
| Assets Per Employee ($Millions) | $5.25M |
| Bank Premises and Fixed Assets | $13.14M |
| Cash and Balances due from Depository Institutions | $33.92M |
| Deposits Held in Domestic Offices | $762.30M |
Key Performance Ratios
| Return on Assets (ROA) | 2.84% |
| Return on Equity (ROE) | 32.45% |
| Net Interest Margin | 5.45% |
| Efficiency Ratio | 49.84% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.933% |
| Earning Assets to total Assets | 93.98% |
Income and Expense
| Total Interest Income | $12.53M |
| Total Noninterest Income | $1.45M |
| Total Interest Expense | $1.91M |
| Total Noninterest Expense | $6.05M |
| Net Interest Income | $10.62M |
| Pre-tax Net Operating Income | $5.94M |
| Provision for Credit Losses | $74.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $21.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $150.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.98M |
| Total Liabilities and Capital | $845.84M |
Securities
| Securities | $161.09M |
| Available-for-sale debt securities | $161.09M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First State Bank?
$845.84M as of the latest filing.
How much are The First State Bank's total deposits?
$762.30M in total deposits.
Where is The First State Bank located?
Louise, TX.
What is the Net Interest Margin?
5.45%.
How many domestic offices does it operate?
14.
When was it established?
05/07/1956.
What is the Return on Assets (ROA)?
2.84%.
How much are total loans and leases?
$613.19M (latest filing).
What is the total interest income (latest filing)?
$12.53M.