Harmony Bank
Dallas, TX
IDRSSD: 3297490
Total Assets
$814.46M
Latest filing
Total Deposits
$682.61M
Latest filing
Net Interest Margin
4.91%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Harmony Bank
4161 Mckinney Ave
Dallas, TX 75204
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/04/2005FDIC Certificate 431421
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Harmony Bank (Main) | 4161 Mckinney Ave | Dallas, TX |
| SEVEN POINTS BRANCH | 11660 Highway 274 | Seven Points, TX |
| KEMP BRANCH | 100 S State Highway 274 | Kemp, TX |
| ITALY BRANCH | 100 W Main St | Italy, TX |
| WAXAHACHIE BRANCH | 104 Broadhead Rd | Waxahachie, TX |
| ENNIS BRANCH | 909 S Clay St | Ennis, TX |
| GARLAND BRANCH | 1919 S Shiloh Road Suite 100 Lb 30 | Garland, TX |
| ERVAY STREET BRANCH | 1900 S Ervay St | Dallas, TX |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/04/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75204 |
| State and County Number | 48113 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 92 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/11/2023 |
| Date of Deposit Insurance | 03/04/2005 |
| Primary Insurance Agency | DIF |
| Website | www.harmony.bank |
| Data Updated | 11/14/2025 |
| CERT | 57922 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $814.46M |
| Total Deposits | $682.61M |
| Total Liabilities | $691.44M |
| Total Equity Capital | $123.01M |
| Net Income | $2.15M |
| Net Loans and Leases | $587.82M |
| Assets Per Employee ($Millions) | $8.76M |
| Bank Premises and Fixed Assets | $19.14M |
| Cash and Balances due from Depository Institutions | $74.57M |
| Deposits Held in Domestic Offices | $682.61M |
Key Performance Ratios
| Return on Assets (ROA) | 1.05% |
| Return on Equity (ROE) | 7.07% |
| Net Interest Margin | 4.91% |
| Efficiency Ratio | 63.11% |
| Tier 1 Risk-Based Capital Ratio | 12.675% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.21% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.104% |
| Earning Assets to total Assets | 89.29% |
Income and Expense
| Total Interest Income | $12.61M |
| Total Noninterest Income | $456.00k |
| Total Interest Expense | $3.64M |
| Total Noninterest Expense | $6.34M |
| Net Interest Income | $8.97M |
| Pre-tax Net Operating Income | $2.66M |
| Provision for Credit Losses | $423.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $2.16M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.83M |
| Total Liabilities and Capital | $814.46M |
Securities
| Securities | $76.57M |
| Available-for-sale debt securities | $76.57M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Harmony Bank?
$814.46M as of the latest filing.
How much are Harmony Bank's total deposits?
$682.61M in total deposits.
Where is Harmony Bank located?
Dallas, TX.
What is the Net Interest Margin?
4.91%.
How many domestic offices does it operate?
11.
When was it established?
03/04/2005.
What is the Return on Assets (ROA)?
1.05%.
How much are total loans and leases?
$587.82M (latest filing).
What is the total interest income (latest filing)?
$12.61M.