City Bank
Lubbock, TX
IDRSSD: 575254
Total Assets
$4.48B
Latest filing
Total Deposits
$3.95B
Latest filing
Net Interest Margin
4.34%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
City Bank
5219 City Bank Pkwy
Lubbock, TX 79407
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/13/1984FDIC Certificate 17373
Branches (33)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| City Bank (Main) | 5219 City Bank Pkwy | Lubbock, TX |
| LEVELLAND BRANCH | 600 College Ave | Levelland, TX |
| DETACHED FACILITY | 400 S Allen Ave | Monahans, TX |
| MORTON BRANCH | 107 W Taylor Ave | Morton, TX |
| NORTH GRANDVIEW BRANCH | 2426 N Grandview Ave | Odessa, TX |
| LUBBOCK BRANCH | 3251 50th St | Lubbock, TX |
| LUBBOCK BRANCH | 8201 Quaker Ave | Lubbock, TX |
| KERMIT STATE BANK BRANCH | 210 N Oak St | Kermit, TX |
Showing 7 of 33
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/13/1984 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 79407 |
| State and County Number | 48303 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lubbock, TX |
Operational Info
| Number of Employees | 571 |
| Domestic Offices | 34 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/13/1984 |
| Primary Insurance Agency | DIF |
| Website | www.city.bank |
| Data Updated | 11/14/2025 |
| CERT | 25103 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.48B |
| Total Deposits | $3.95B |
| Total Liabilities | $4.02B |
| Total Equity Capital | $458.40M |
| Net Income | $17.85M |
| Net Loans and Leases | $3.02B |
| Assets Per Employee ($Millions) | $7.83M |
| Bank Premises and Fixed Assets | $59.07M |
| Cash and Balances due from Depository Institutions | $634.66M |
| Deposits Held in Domestic Offices | $3.95B |
Key Performance Ratios
| Return on Assets (ROA) | 1.62% |
| Return on Equity (ROE) | 15.83% |
| Net Interest Margin | 4.34% |
| Efficiency Ratio | 58.3% |
| Tier 1 Risk-Based Capital Ratio | 13.862% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.238% |
| Earning Assets to total Assets | 93.19% |
Income and Expense
| Total Interest Income | $64.50M |
| Total Noninterest Income | $11.16M |
| Total Interest Expense | $19.93M |
| Total Noninterest Expense | $32.64M |
| Net Interest Income | $44.57M |
| Pre-tax Net Operating Income | $22.59M |
| Provision for Credit Losses | $500.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.69M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $66.91M |
| Total Liabilities and Capital | $4.48B |
Securities
| Securities | $571.14M |
| Available-for-sale debt securities | $571.14M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of City Bank?
$4.48B as of the latest filing.
How much are City Bank's total deposits?
$3.95B in total deposits.
Where is City Bank located?
Lubbock, TX.
What is the Net Interest Margin?
4.34%.
How many domestic offices does it operate?
34.
When was it established?
04/13/1984.
What is the Return on Assets (ROA)?
1.62%.
How much are total loans and leases?
$3.02B (latest filing).
What is the total interest income (latest filing)?
$64.50M.