Plains State Bank
Humble, TX
IDRSSD: 972862
Total Assets
$846.16M
Latest filing
Total Deposits
$694.67M
Latest filing
Net Interest Margin
4.95%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Plains State Bank
19404 Kenswick Dr
Humble, TX 77338
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/06/1957FDIC Certificate 11696
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Plains State Bank (Main) | 19404 Kenswick Dr | Humble, TX |
| PLAINS BRANCH | 601 Ninth St | Plains, TX |
| HOUSTON BRANCH | 3355 W Alabama St | Houston, TX |
| PLAINS STATE BANK BRANCH | 3902 Fm 1960 Rd W | Houston, TX |
| SAN ANTONIO LPO | 8000 Ih West, Suite 1507 | San Antonio, TX |
| CONROE BRANCH | 303 Longmire Rd | Conroe, TX |
| PLAINS STATE BANK - SUGARLAND BRANCH | 13885 Southwest Fwy | Sugar Land, TX |
| CONROE BRANCH | 5452 Highway 105 W Ste 100 | Conroe, TX |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/06/1957 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77338 |
| State and County Number | 48201 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 92 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/06/1957 |
| Primary Insurance Agency | DIF |
| Website | http://www.psbplains.com |
| Data Updated | 11/14/2025 |
| CERT | 17739 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $846.16M |
| Total Deposits | $694.67M |
| Total Liabilities | $699.25M |
| Total Equity Capital | $146.90M |
| Net Income | $4.44M |
| Net Loans and Leases | $666.64M |
| Assets Per Employee ($Millions) | $9.84M |
| Bank Premises and Fixed Assets | $5.43M |
| Cash and Balances due from Depository Institutions | $80.19M |
| Deposits Held in Domestic Offices | $694.67M |
Key Performance Ratios
| Return on Assets (ROA) | 2.09% |
| Return on Equity (ROE) | 12.34% |
| Net Interest Margin | 4.95% |
| Efficiency Ratio | 49.89% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.361% |
| Earning Assets to total Assets | 97.11% |
Income and Expense
| Total Interest Income | $14.59M |
| Total Noninterest Income | $1.46M |
| Total Interest Expense | $4.40M |
| Total Noninterest Expense | $5.86M |
| Net Interest Income | $10.19M |
| Pre-tax Net Operating Income | $5.66M |
| Provision for Credit Losses | $125.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $143.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.58M |
| Total Liabilities and Capital | $846.16M |
Securities
| Securities | $76.13M |
| Available-for-sale debt securities | $73.69M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.44M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Plains State Bank?
$846.16M as of the latest filing.
How much are Plains State Bank's total deposits?
$694.67M in total deposits.
Where is Plains State Bank located?
Humble, TX.
What is the Net Interest Margin?
4.95%.
How many domestic offices does it operate?
8.
When was it established?
04/06/1957.
What is the Return on Assets (ROA)?
2.09%.
How much are total loans and leases?
$666.64M (latest filing).
What is the total interest income (latest filing)?
$14.59M.