Plains State Bank

Humble, TX
IDRSSD: 972862
Total Assets
$882.40M
Latest filing
Total Deposits
$723.68M
Latest filing
Net Interest Margin
4.81%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

111323207HUMBLE, TX

Key People

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Locations

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Main Office
Plains State Bank
19404 Kenswick Dr
Humble, TX 77338
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/06/1957FDIC Certificate 11696

Branches (7)

Page 1 of 1
NameAddressCity / State
Plains State Bank (Main)19404 Kenswick DrHumble, TX
PLAINS BRANCH601 Ninth StPlains, TX
HOUSTON BRANCH3355 W Alabama StHouston, TX
PLAINS STATE BANK BRANCH3902 Fm 1960 Rd WHouston, TX
SAN ANTONIO LPO8000 Ih West, Suite 1507San Antonio, TX
CONROE BRANCH303 Longmire RdConroe, TX
PLAINS STATE BANK - SUGARLAND BRANCH13885 Southwest FwySugar Land, TX
CONROE BRANCH5452 Highway 105 W Ste 100Conroe, TX
Showing 7 of 7

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/06/1957
Community BankYes
Ownership TypeNot Mutual
ZIP77338
State and County Number48201
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameHouston-The Woodlands-Sugar Land, TX

Operational Info

Number of Employees86
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/06/1957
Primary Insurance AgencyDIF
Websitehttp://www.psbplains.com
Data Updated01/30/2026
CERT17739
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$882.40M
Total Deposits$723.68M
Total Liabilities$728.10M
Total Equity Capital$154.30M
Net Income$7.21M
Net Loans and Leases$639.76M
Assets Per Employee ($Millions)$11.31M
Bank Premises and Fixed Assets$5.36M
Cash and Balances due from Depository Institutions$148.58M
Deposits Held in Domestic Offices$723.68M

Key Performance Ratios

Return on Assets (ROA)3.34%
Return on Equity (ROE)19.16%
Net Interest Margin4.81%
Efficiency Ratio39.44%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets17.486%
Earning Assets to total Assets97.35%

Income and Expense

Total Interest Income$14.39M
Total Noninterest Income$4.76M
Total Interest Expense$4.30M
Total Noninterest Expense$5.91M
Net Interest Income$10.10M
Pre-tax Net Operating Income$8.69M
Provision for Credit Losses$250.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.43M
Total Liabilities and Capital$882.40M

Securities

Securities$74.41M
Available-for-sale debt securities$71.98M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$2.43M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Plains State Bank?
$882.40M as of the latest filing.
How much are Plains State Bank's total deposits?
$723.68M in total deposits.
Where is Plains State Bank located?
Humble, TX.
What is the Net Interest Margin?
4.81%.
How many domestic offices does it operate?
8.
When was it established?
04/06/1957.
What is the Return on Assets (ROA)?
3.34%.
How much are total loans and leases?
$639.76M (latest filing).
What is the total interest income (latest filing)?
$14.39M.