UBank
Huntington, TX
IDRSSD: 917555
Total Assets
$873.81M
Latest filing
Total Deposits
$757.86M
Latest filing
Net Interest Margin
4.54%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
UBank
208 S Us Highway 69
Huntington, TX 75949
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/23/1961FDIC Certificate 12258
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| UBank (Main) | 208 S Us Highway 69 | Huntington, TX |
| ANGELINA BRANCH | 2120 S 1st St | Lufkin, TX |
| NACOGDOCHES BRANCH | 4822 North St | Nacogdoches, TX |
| TYLER BRANCH | 6120 S Broadway Ave | Tyler, TX |
| CHESTNUT OFFICE | 403 S Chestnut St | Lufkin, TX |
| BULLARD BRANCH | 107 N Phillips St | Bullard, TX |
| CHANDLER BRANCH | 522 Highway 31 East | Chandler, TX |
| PLANO BRANCH | 6860 Dallas Parkway | Plano, TX |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/23/1961 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75949 |
| State and County Number | 48005 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lufkin, TX |
Operational Info
| Number of Employees | 105 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/23/1961 |
| Primary Insurance Agency | DIF |
| Website | www.u.bank |
| Data Updated | 11/14/2025 |
| CERT | 18344 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $873.81M |
| Total Deposits | $757.86M |
| Total Liabilities | $793.19M |
| Total Equity Capital | $80.62M |
| Net Income | $3.12M |
| Net Loans and Leases | $688.25M |
| Assets Per Employee ($Millions) | $7.8M |
| Bank Premises and Fixed Assets | $9.91M |
| Cash and Balances due from Depository Institutions | $124.57M |
| Deposits Held in Domestic Offices | $757.86M |
Key Performance Ratios
| Return on Assets (ROA) | 1.47% |
| Return on Equity (ROE) | 15.83% |
| Net Interest Margin | 4.54% |
| Efficiency Ratio | 54.5% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.37% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.227% |
| Earning Assets to total Assets | 96.05% |
Income and Expense
| Total Interest Income | $14.56M |
| Total Noninterest Income | $1.15M |
| Total Interest Expense | $5.30M |
| Total Noninterest Expense | $5.67M |
| Net Interest Income | $9.26M |
| Pre-tax Net Operating Income | $3.96M |
| Provision for Credit Losses | $781.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $207.00k |
| Other borrowed funds | $27.31M |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.96M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.02M |
| Total Liabilities and Capital | $873.81M |
Securities
| Securities | $25.29M |
| Available-for-sale debt securities | $21.29M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $4.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of UBank?
$873.81M as of the latest filing.
How much are UBank's total deposits?
$757.86M in total deposits.
Where is UBank located?
Huntington, TX.
What is the Net Interest Margin?
4.54%.
How many domestic offices does it operate?
8.
When was it established?
01/23/1961.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$688.25M (latest filing).
What is the total interest income (latest filing)?
$14.56M.