Security State Bank
Pearsall, TX
IDRSSD: 839068
Total Assets
$949.06M
Latest filing
Total Deposits
$845.19M
Latest filing
Net Interest Margin
3.16%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Security State Bank
1000 N Oak St
Pearsall, TX 78061
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1925FDIC Certificate 990
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Security State Bank (Main) | 1000 N Oak St | Pearsall, TX |
| NATALIA BRANCH | 410 2nd Street | Natalia, TX |
| PEARSALL BRANCH | 360 S Interstate 35 | Pearsall, TX |
| WEST OAKLAWN BRANCH | 1194 W Oaklawn Rd | Pleasanton, TX |
| CASTROVILLE BRANCH | 1726 Hwy 90 East | Castroville, TX |
| DEVINE BRANCH | 525 Lc Martin Drive | Devine, TX |
| MEDINA VALLEY STATE BANK - DEVINE BRANCH | 200 State Highway 132 N | Devine, TX |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1925 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78061 |
| State and County Number | 48163 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Pearsall, TX |
Operational Info
| Number of Employees | 80 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.securitystbk.com |
| Data Updated | 01/30/2026 |
| CERT | 1497 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $949.06M |
| Total Deposits | $845.19M |
| Total Liabilities | $846.77M |
| Total Equity Capital | $102.28M |
| Net Income | $2.95M |
| Net Loans and Leases | $551.70M |
| Assets Per Employee ($Millions) | $11.57M |
| Bank Premises and Fixed Assets | $7.88M |
| Cash and Balances due from Depository Institutions | $22.54M |
| Deposits Held in Domestic Offices | $845.19M |
Key Performance Ratios
| Return on Assets (ROA) | 1.28% |
| Return on Equity (ROE) | 11.54% |
| Net Interest Margin | 3.16% |
| Efficiency Ratio | 51.46% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.777% |
| Earning Assets to total Assets | 95.28% |
Income and Expense
| Total Interest Income | $11.61M |
| Total Noninterest Income | $550.00k |
| Total Interest Expense | $4.65M |
| Total Noninterest Expense | $3.87M |
| Net Interest Income | $6.96M |
| Pre-tax Net Operating Income | $3.60M |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $87.78M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.58M |
| Total Liabilities and Capital | $949.06M |
Securities
| Securities | $264.74M |
| Available-for-sale debt securities | $264.74M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security State Bank?
$949.06M as of the latest filing.
How much are Security State Bank's total deposits?
$845.19M in total deposits.
Where is Security State Bank located?
Pearsall, TX.
What is the Net Interest Margin?
3.16%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1925.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$551.70M (latest filing).
What is the total interest income (latest filing)?
$11.61M.