Security State Bank
Pearsall, TX
IDRSSD: 839068
Total Assets
$1.13B
Latest filing
Total Deposits
$1.02B
Latest filing
Net Interest Margin
3.01%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Security State Bank
1000 N Oak St
Pearsall, TX 78061
Full Service - Brick and Mortar
Updated 04/10/2026Established 01/01/1925FDIC Certificate 990
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Security State Bank (Main) | 1000 N Oak St | Pearsall, TX |
| NATALIA BRANCH | 410 2nd Street | Natalia, TX |
| PEARSALL BRANCH | 360 S Interstate 35 | Pearsall, TX |
| WEST OAKLAWN BRANCH | 1194 W Oaklawn Rd | Pleasanton, TX |
| CASTROVILLE BRANCH | 1726 Hwy 90 East | Castroville, TX |
| DEVINE BRANCH | 525 Lc Martin Drive | Devine, TX |
| MEDINA VALLEY STATE BANK - DEVINE BRANCH | 200 State Highway 132 N | Devine, TX |
Showing 6 of 6
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
NewFirst National Bank
El Campo, Texas
→
Assets: $944.40MΔ -0.5%
Round Top State Bank
Round Top, Texas
→
Assets: $943.30MΔ -0.6%
Texas Heritage National Bank
Daingerfield, Texas
→
Assets: $958.20MΔ +1.0%
Texas Bank
Henderson, Texas
→
Assets: $935.74MΔ -1.4%
Transpecos Banks, SSB
Pecos, Texas
→
Assets: $968.33MΔ +2.0%
Ciera Bank
Graham, Texas
→
Assets: $975.43MΔ +2.8%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1925 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78061 |
| State and County Number | 48163 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Pearsall, TX |
Operational Info
| Number of Employees | 82 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.securitystbk.com |
| Data Updated | 04/10/2026 |
| CERT | 1497 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.13B |
| Total Deposits | $1.02B |
| Total Liabilities | $1.03B |
| Total Equity Capital | $105.95M |
| Net Income | $3.47M |
| Net Loans and Leases | $551.14M |
| Assets Per Employee ($Millions) | $14.14M |
| Bank Premises and Fixed Assets | $8.18M |
| Cash and Balances due from Depository Institutions | $265.43M |
| Deposits Held in Domestic Offices | $1.02B |
Key Performance Ratios
| Return on Assets (ROA) | 1.33% |
| Return on Equity (ROE) | 13.33% |
| Net Interest Margin | 3.01% |
| Efficiency Ratio | 47.88% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.363% |
| Earning Assets to total Assets | 97.24% |
Income and Expense
| Total Interest Income | $12.31M |
| Total Noninterest Income | $607.00k |
| Total Interest Expense | $4.78M |
| Total Noninterest Expense | $3.90M |
| Net Interest Income | $7.54M |
| Pre-tax Net Operating Income | $4.17M |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.97M |
| Total Liabilities and Capital | $1.13B |
Securities
| Securities | $293.37M |
| Available-for-sale debt securities | $293.37M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security State Bank?
$1.13B as of the latest filing.
How much are Security State Bank's total deposits?
$1.02B in total deposits.
Where is Security State Bank located?
Pearsall, TX.
What is the Net Interest Margin?
3.01%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1925.
What is the Return on Assets (ROA)?
1.33%.
How much are total loans and leases?
$551.14M (latest filing).
What is the total interest income (latest filing)?
$12.31M.