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Village Bank

Midlothian, VA
IDRSSD: 2760232
Total Assets
$738.62M
Latest filing
Total Deposits
$639.23M
Latest filing
Net Interest Margin
4.16%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/13/1999
Community BankYes
Ownership TypeNot Mutual
ZIP23113
State and County Number51041
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number05
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameRichmond, VA

Operational Info

Number of Employees120
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date04/01/2025
Date of Deposit Insurance12/13/1999
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/28/2025
CERT35111
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$738.62M
Total Deposits$639.23M
Total Liabilities$654.28M
Total Equity Capital$84.34M
Net Income$-32,000
Net Loans and Leases$596.33M
Assets Per Employee ($Millions)$6.16M
Bank Premises and Fixed Assets$10.93M
Cash and Balances due from Depository Institutions$32.48M
Deposits Held in Domestic Offices$639.23M

Key Performance Ratios

Return on Assets (ROA)-0.02%
Return on Equity (ROE)-0.15%
Net Interest Margin4.16%
Efficiency Ratio103.07%
Tier 1 Risk-Based Capital Ratio14.041%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.418%
Earning Assets to total Assets94.67%

Income and Expense

Total Interest Income$10.01M
Total Noninterest Income$1.05M
Total Interest Expense$2.71M
Total Noninterest Expense$8.60M
Net Interest Income$7.30M
Pre-tax Net Operating Income$-256,000
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$0
Other borrowed funds$10.50M
Federal Funds Sold & Reverse Repurchase Agreement$426.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.55M
Total Liabilities and Capital$738.62M

Securities

Securities$76.40M
Available-for-sale debt securities$76.40M
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Village Bank?
$738.62M as of the latest filing.
How much are Village Bank's total deposits?
$639.23M in total deposits.
Where is Village Bank located?
Midlothian, VA.
What is the Net Interest Margin?
4.16%.
How many domestic offices does it operate?
9.
When was it established?
12/13/1999.
What is the Return on Assets (ROA)?
-0.02%.
How much are total loans and leases?
$596.33M (latest filing).
What is the total interest income (latest filing)?
$10.01M.