First National Bank
Altavista, VA
IDRSSD: 979629
Total Assets
$1.06B
Latest filing
Total Deposits
$971.33M
Latest filing
Net Interest Margin
4.23%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank
622 Broad St
Altavista, VA 24517
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/01/1908FDIC Certificate 4582
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| First National Bank (Main) | 622 Broad St | Altavista, VA |
| DANVILLE MAIN BRANCH | 336 Main St | Danville, VA |
| VISTA BRANCH | 1303 Main St | Altavista, VA |
| AIRPORT BRANCH | 14580 Wards Rd | Lynchburg, VA |
| KINGS FAIRGROUND PLAZA BRANCH | 2600 Riverside Dr | Danville, VA |
| 58 EAST AT AIRPORT BRANCH | 1312 S Boston Rd | Danville, VA |
| CHATHAM BRANCH | 55 N Main St | Chatham, VA |
| MOUNT HERMON BRANCH | 4080 Franklin Tpke | Danville, VA |
Showing 7 of 19
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The Freedom Bank of Virginia
Fairfax, Virginia
→
Assets: $1.03BΔ +0.1%
Bank of the James
Lynchburg, Virginia
→
Assets: $1.01BΔ -1.7%
Trustar Bank
Great Falls, Virginia
→
Assets: $1.06BΔ +2.8%
New Peoples Bank, Inc.
Honaker, Virginia
→
Assets: $911.14MΔ -11.4%
Bank of Botetourt
Buchanan, Virginia
→
Assets: $898.81MΔ -12.6%
Oak View National Bank
Warrenton, Virginia
→
Assets: $842.13MΔ -18.2%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/01/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 24517 |
| State and County Number | 51031 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Lynchburg, VA |
Operational Info
| Number of Employees | 192 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.1stnatbk.com |
| Data Updated | 01/30/2026 |
| CERT | 6811 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.06B |
| Total Deposits | $971.33M |
| Total Liabilities | $975.70M |
| Total Equity Capital | $87.14M |
| Net Income | $2.88M |
| Net Loans and Leases | $734.13M |
| Assets Per Employee ($Millions) | $5.68M |
| Bank Premises and Fixed Assets | $23.09M |
| Cash and Balances due from Depository Institutions | $122.51M |
| Deposits Held in Domestic Offices | $971.33M |
Key Performance Ratios
| Return on Assets (ROA) | 1.1% |
| Return on Equity (ROE) | 13.34% |
| Net Interest Margin | 4.23% |
| Efficiency Ratio | 69.16% |
| Tier 1 Risk-Based Capital Ratio | 12.464% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.199% |
| Earning Assets to total Assets | 93.75% |
Income and Expense
| Total Interest Income | $13.13M |
| Total Noninterest Income | $1.92M |
| Total Interest Expense | $2.78M |
| Total Noninterest Expense | $8.53M |
| Net Interest Income | $10.35M |
| Pre-tax Net Operating Income | $3.58M |
| Provision for Credit Losses | $166.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.37M |
| Total Liabilities and Capital | $1.06B |
Securities
| Securities | $152.45M |
| Available-for-sale debt securities | $152.45M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank?
$1.06B as of the latest filing.
How much are First National Bank's total deposits?
$971.33M in total deposits.
Where is First National Bank located?
Altavista, VA.
What is the Net Interest Margin?
4.23%.
How many domestic offices does it operate?
20.
When was it established?
03/01/1908.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$734.13M (latest filing).
What is the total interest income (latest filing)?
$13.13M.