TruPoint Bank
Grundy, VA
IDRSSD: 274829
Total Assets
$469.44M
Latest filing
Total Deposits
$414.32M
Latest filing
Net Interest Margin
3.74%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
TruPoint Bank
20089 Riverside Dr
Grundy, VA 24614
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/02/1975FDIC Certificate 15162
Branches (15)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| TruPoint Bank (Main) | 20089 Riverside Dr | Grundy, VA |
| LEBANON BRANCH | 32 E Main St | Lebanon, VA |
| ST. PAUL BRANCH | 16552 Russell St | Saint Paul, VA |
| RICHLANDS BRANCH | 1425 2nd St | Richlands, VA |
| WALNUT STREET BRANCH | 1009 Walnut St | Grundy, VA |
| BRISTOL BRANCH | 2305 Lee Hwy | Bristol, VA |
| WEST ABINGDON BRANCH | 914 W Main St | Abingdon, VA |
| OAKWOOD BRANCH | 10881 Riverside Dr | Oakwood, VA |
Showing 7 of 15
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/02/1975 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 24614 |
| State and County Number | 51027 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 120 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2025 |
| Date of Deposit Insurance | 01/02/1975 |
| Primary Insurance Agency | DIF |
| Website | www.trupointbank.com |
| Data Updated | 11/14/2025 |
| CERT | 21883 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $469.44M |
| Total Deposits | $414.32M |
| Total Liabilities | $431.26M |
| Total Equity Capital | $38.18M |
| Net Income | $473.00k |
| Net Loans and Leases | $304.52M |
| Assets Per Employee ($Millions) | $4.05M |
| Bank Premises and Fixed Assets | $8.51M |
| Cash and Balances due from Depository Institutions | $17.63M |
| Deposits Held in Domestic Offices | $414.32M |
Key Performance Ratios
| Return on Assets (ROA) | 0.39% |
| Return on Equity (ROE) | 4.25% |
| Net Interest Margin | 3.74% |
| Efficiency Ratio | 85.53% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.134% |
| Earning Assets to total Assets | 92.48% |
Income and Expense
| Total Interest Income | $5.60M |
| Total Noninterest Income | $897.00k |
| Total Interest Expense | $1.45M |
| Total Noninterest Expense | $4.32M |
| Net Interest Income | $4.15M |
| Pre-tax Net Operating Income | $585.00k |
| Provision for Credit Losses | $146.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $7.76M |
| All Other Liabilities | $4.18M |
| Total Liabilities and Capital | $469.44M |
Securities
| Securities | $115.94M |
| Available-for-sale debt securities | $115.94M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of TruPoint Bank?
$469.44M as of the latest filing.
How much are TruPoint Bank's total deposits?
$414.32M in total deposits.
Where is TruPoint Bank located?
Grundy, VA.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
12.
When was it established?
01/02/1975.
What is the Return on Assets (ROA)?
0.39%.
How much are total loans and leases?
$304.52M (latest filing).
What is the total interest income (latest filing)?
$5.60M.