New Peoples Bank, Inc.
Honaker, VA
IDRSSD: 2736451
Total Assets
$911.14M
Latest filing
Total Deposits
$800.50M
Latest filing
Net Interest Margin
4.16%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
New Peoples Bank, Inc.
53 Commerce Dr
Honaker, VA 24260
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/28/1998FDIC Certificate 61953
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| New Peoples Bank, Inc. (Main) | 53 Commerce Dr | Honaker, VA |
| CASTLEWOOD OFFICE | 87 Miners Dr | Castlewood, VA |
| LEBANON OFFICE | 1421 East Main Street | Lebanon, VA |
| HAYSI OFFICE | 111 Haysi Main | Haysi, VA |
| POUNDING MILL OFFICE | 12602 Governor G C Peery Hwy | Pounding Mill, VA |
| GATE CITY OFFICE BRANCH | 663 East Jackson St | Gate City, VA |
| CLINTWOOD OFFICE BRANCH | 198 Colley Shopping Ctr | Clintwood, VA |
| PRINCETON-STAFFORD BRANCH | 1221 Stafford Dr | Princeton, WV |
Showing 7 of 18
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Bank of Botetourt
Buchanan, Virginia
→
Assets: $886.26MΔ -0.8%
Bank of the James
Lynchburg, Virginia
→
Assets: $1.00BΔ +11.9%
Oak View National Bank
Warrenton, Virginia
→
Assets: $773.20MΔ -13.4%
Trustar Bank
Great Falls, Virginia
→
Assets: $1.02BΔ +14.7%
First National Bank
Altavista, Virginia
→
Assets: $1.04BΔ +16.2%
The Freedom Bank of Virginia
Fairfax, Virginia
→
Assets: $1.07BΔ +19.9%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/28/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 24260 |
| State and County Number | 51167 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 179 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/28/1998 |
| Primary Insurance Agency | DIF |
| Website | www.newpeoples.bank |
| Data Updated | 11/14/2025 |
| CERT | 34890 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $911.14M |
| Total Deposits | $800.50M |
| Total Liabilities | $820.55M |
| Total Equity Capital | $90.58M |
| Net Income | $2.96M |
| Net Loans and Leases | $699.30M |
| Assets Per Employee ($Millions) | $5.01M |
| Bank Premises and Fixed Assets | $16.69M |
| Cash and Balances due from Depository Institutions | $80.22M |
| Deposits Held in Domestic Offices | $800.50M |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 13.39% |
| Net Interest Margin | 4.16% |
| Efficiency Ratio | 64.71% |
| Tier 1 Risk-Based Capital Ratio | 14.798% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.942% |
| Earning Assets to total Assets | 94.66% |
Income and Expense
| Total Interest Income | $12.61M |
| Total Noninterest Income | $2.51M |
| Total Interest Expense | $3.77M |
| Total Noninterest Expense | $7.35M |
| Net Interest Income | $8.84M |
| Pre-tax Net Operating Income | $3.82M |
| Provision for Credit Losses | $188.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $89.00k |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $486.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.05M |
| Total Liabilities and Capital | $911.14M |
Securities
| Securities | $96.15M |
| Available-for-sale debt securities | $96.15M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of New Peoples Bank, Inc.?
$911.14M as of the latest filing.
How much are New Peoples Bank, Inc.'s total deposits?
$800.50M in total deposits.
Where is New Peoples Bank, Inc. located?
Honaker, VA.
What is the Net Interest Margin?
4.16%.
How many domestic offices does it operate?
19.
When was it established?
10/28/1998.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$699.30M (latest filing).
What is the total interest income (latest filing)?
$12.61M.