New Peoples Bank, Inc.
Honaker, VA
IDRSSD: 2736451
Total Assets
$910.16M
Latest filing
Total Deposits
$799.45M
Latest filing
Net Interest Margin
4.11%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
051408897HONAKER, VA
Key People
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Locations
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Main Office
New Peoples Bank, Inc.
53 Commerce Dr
Honaker, VA 24260
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/28/1998FDIC Certificate 61953
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| New Peoples Bank, Inc. (Main) | 53 Commerce Dr | Honaker, VA |
| CASTLEWOOD OFFICE | 87 Miners Dr | Castlewood, VA |
| LEBANON OFFICE | 1421 East Main Street | Lebanon, VA |
| HAYSI OFFICE | 111 Haysi Main | Haysi, VA |
| POUNDING MILL OFFICE | 12602 Governor G C Peery Hwy | Pounding Mill, VA |
| GATE CITY OFFICE BRANCH | 663 East Jackson St | Gate City, VA |
| CLINTWOOD OFFICE BRANCH | 198 Colley Shopping Ctr | Clintwood, VA |
| PRINCETON-STAFFORD BRANCH | 1221 Stafford Dr | Princeton, WV |
Showing 7 of 18
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/28/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 24260 |
| State and County Number | 51167 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 182 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/28/1998 |
| Primary Insurance Agency | DIF |
| Website | www.newpeoples.bank |
| Data Updated | 01/30/2026 |
| CERT | 34890 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $910.16M |
| Total Deposits | $799.45M |
| Total Liabilities | $816.03M |
| Total Equity Capital | $94.13M |
| Net Income | $3.09M |
| Net Loans and Leases | $701.48M |
| Assets Per Employee ($Millions) | $5.14M |
| Bank Premises and Fixed Assets | $16.40M |
| Cash and Balances due from Depository Institutions | $76.96M |
| Deposits Held in Domestic Offices | $799.45M |
Key Performance Ratios
| Return on Assets (ROA) | 1.36% |
| Return on Equity (ROE) | 13.39% |
| Net Interest Margin | 4.11% |
| Efficiency Ratio | 62.98% |
| Tier 1 Risk-Based Capital Ratio | 15.63% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.342% |
| Earning Assets to total Assets | 94.66% |
Income and Expense
| Total Interest Income | $12.63M |
| Total Noninterest Income | $2.62M |
| Total Interest Expense | $3.78M |
| Total Noninterest Expense | $7.22M |
| Net Interest Income | $8.85M |
| Pre-tax Net Operating Income | $4.04M |
| Provision for Credit Losses | $204.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $89.00k |
| Other borrowed funds | $7.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $252.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.58M |
| Total Liabilities and Capital | $910.16M |
Securities
| Securities | $96.43M |
| Available-for-sale debt securities | $96.43M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of New Peoples Bank, Inc.?
$910.16M as of the latest filing.
How much are New Peoples Bank, Inc.'s total deposits?
$799.45M in total deposits.
Where is New Peoples Bank, Inc. located?
Honaker, VA.
What is the Net Interest Margin?
4.11%.
How many domestic offices does it operate?
19.
When was it established?
10/28/1998.
What is the Return on Assets (ROA)?
1.36%.
How much are total loans and leases?
$701.48M (latest filing).
What is the total interest income (latest filing)?
$12.63M.