The Farmers Bank of Appomattox
Appomattox, VA
IDRSSD: 188720
Total Assets
$365.66M
Latest filing
Total Deposits
$317.22M
Latest filing
Net Interest Margin
3.94%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Farmers Bank of Appomattox
223 Main St
Appomattox, VA 24522
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/16/1918FDIC Certificate 4583
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Farmers Bank of Appomattox (Main) | 223 Main St | Appomattox, VA |
| TRIANGLE PLAZA BRANCH | 169 Old Courthouse Road | Appomattox, VA |
| CONCORD BRANCH | 10272 Village Highway | Concord, VA |
| DILLWYN BRANCH | 16086 N James Madison Hwy | Dillwyn, VA |
| FARMVILLE/LONGWOOD PLAZA BRANCH | 1508 S Main St | Farmville, VA |
| TIMBERLAKE BRANCH | 8112 Timberlake Road | Lynchburg, VA |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/16/1918 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 24522 |
| State and County Number | 51011 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Lynchburg, VA |
Operational Info
| Number of Employees | 78 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.thefarmersbankva.com |
| Data Updated | 01/30/2026 |
| CERT | 6813 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $365.66M |
| Total Deposits | $317.22M |
| Total Liabilities | $326.72M |
| Total Equity Capital | $38.94M |
| Net Income | $989.00k |
| Net Loans and Leases | $245.92M |
| Assets Per Employee ($Millions) | $5.38M |
| Bank Premises and Fixed Assets | $6.68M |
| Cash and Balances due from Depository Institutions | $7.27M |
| Deposits Held in Domestic Offices | $317.22M |
Key Performance Ratios
| Return on Assets (ROA) | 1.09% |
| Return on Equity (ROE) | 10.38% |
| Net Interest Margin | 3.94% |
| Efficiency Ratio | 59.33% |
| Tier 1 Risk-Based Capital Ratio | 18.512% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.34% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.65% |
| Earning Assets to total Assets | 91.99% |
Income and Expense
| Total Interest Income | $4.61M |
| Total Noninterest Income | $415.00k |
| Total Interest Expense | $1.33M |
| Total Noninterest Expense | $2.19M |
| Net Interest Income | $3.28M |
| Pre-tax Net Operating Income | $1.19M |
| Provision for Credit Losses | $311.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $518.00k |
| Federal Funds Purchased and Repurchased Agreement | $2.45M |
| All Other Liabilities | $2.04M |
| Total Liabilities and Capital | $365.66M |
Securities
| Securities | $86.73M |
| Available-for-sale debt securities | $86.73M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Farmers Bank of Appomattox?
$365.66M as of the latest filing.
How much are The Farmers Bank of Appomattox's total deposits?
$317.22M in total deposits.
Where is The Farmers Bank of Appomattox located?
Appomattox, VA.
What is the Net Interest Margin?
3.94%.
How many domestic offices does it operate?
6.
When was it established?
09/16/1918.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$245.92M (latest filing).
What is the total interest income (latest filing)?
$4.61M.