Bank of Botetourt

Buchanan, VA
IDRSSD: 759625
Total Assets
$925.51M
Latest filing
Total Deposits
$825.47M
Latest filing
Net Interest Margin
3.98%
Profitability

Key People

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Locations

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Main Office
Bank of Botetourt
19747 Main St
Buchanan, VA 24066
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/27/1899FDIC Certificate 4142

Branches (13)

Page 1 of 2
NameAddressCity / State
Bank of Botetourt (Main)19747 Main StBuchanan, VA
DALEVILLE BRANCH140 Town Center StDaleville, VA
TROUTVILLE BRANCH5462 Lee HwyTroutville, VA
BONSACK BRANCH3801 Challenger AveRoanoke, VA
LEXINGTON OFFICE BRANCH65 E Midland TrlLexington, VA
PETERS CREEK ROAD BRANCH3130 Peters Creek RdRoanoke, VA
FAIRFIELD BRANCH5905 N Lee HwyFairfield, VA
MONETA BRANCH51 Firstwatch DrMoneta, VA
Showing 7 of 13

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/27/1899
Community BankYes
Ownership TypeNot Mutual
ZIP24066
State and County Number51023
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number05
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameRoanoke, VA

Operational Info

Number of Employees149
Domestic Offices14
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bankofbotetourt.com
Data Updated01/30/2026
CERT6137
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$925.51M
Total Deposits$825.47M
Total Liabilities$831.99M
Total Equity Capital$93.52M
Net Income$2.71M
Net Loans and Leases$752.11M
Assets Per Employee ($Millions)$6.34M
Bank Premises and Fixed Assets$16.52M
Cash and Balances due from Depository Institutions$55.15M
Deposits Held in Domestic Offices$825.47M

Key Performance Ratios

Return on Assets (ROA)1.19%
Return on Equity (ROE)11.75%
Net Interest Margin3.98%
Efficiency Ratio62.32%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.16%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.104%
Earning Assets to total Assets94.5%

Income and Expense

Total Interest Income$12.68M
Total Noninterest Income$1.29M
Total Interest Expense$4.12M
Total Noninterest Expense$6.14M
Net Interest Income$8.56M
Pre-tax Net Operating Income$3.35M
Provision for Credit Losses$369.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.28M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.52M
Total Liabilities and Capital$925.51M

Securities

Securities$79.14M
Available-for-sale debt securities$69.96M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$9.20M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Botetourt?
$925.51M as of the latest filing.
How much are Bank of Botetourt's total deposits?
$825.47M in total deposits.
Where is Bank of Botetourt located?
Buchanan, VA.
What is the Net Interest Margin?
3.98%.
How many domestic offices does it operate?
14.
When was it established?
09/27/1899.
What is the Return on Assets (ROA)?
1.19%.
How much are total loans and leases?
$752.11M (latest filing).
What is the total interest income (latest filing)?
$12.68M.