The Freedom Bank of Virginia
Fairfax, VA
IDRSSD: 3019982
Total Assets
$1.06B
Latest filing
Total Deposits
$915.29M
Latest filing
Net Interest Margin
2.81%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Freedom Bank of Virginia
10555 Main St
Fairfax, VA 22030
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/23/2001FDIC Certificate 359093
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Freedom Bank of Virginia (Main) | 10555 Main St | Fairfax, VA |
| RESTON BRANCH | 11700 Plaza America Dr | Reston, VA |
| MAPLE AVE BRANCH | 502 Maple Ave W | Vienna, VA |
| CHANTILLY BRANCH | 4090 Lafayette Center Dr | Chantilly, VA |
| MANASSAS BRANCH | 10611 Balls Ford Rd | Manassas, VA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 07/23/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 22030 |
| State and County Number | 51600 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
Operational Info
| Number of Employees | 97 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/23/2001 |
| Primary Insurance Agency | DIF |
| Website | freedom.bank |
| Data Updated | 01/30/2026 |
| CERT | 57184 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.06B |
| Total Deposits | $915.29M |
| Total Liabilities | $962.67M |
| Total Equity Capital | $101.98M |
| Net Income | $-3,228,000 |
| Net Loans and Leases | $752.94M |
| Assets Per Employee ($Millions) | $11.09M |
| Bank Premises and Fixed Assets | $2.30M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $915.29M |
Key Performance Ratios
| Return on Assets (ROA) | -1.23% |
| Return on Equity (ROE) | -12.43% |
| Net Interest Margin | 2.81% |
| Efficiency Ratio | 65.91% |
| Tier 1 Risk-Based Capital Ratio | 13.824% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 2.65% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.579% |
| Earning Assets to total Assets | 93.99% |
Income and Expense
| Total Interest Income | $13.80M |
| Total Noninterest Income | $1.13M |
| Total Interest Expense | $6.89M |
| Total Noninterest Expense | $5.30M |
| Net Interest Income | $6.92M |
| Pre-tax Net Operating Income | $-4,199,000 |
| Provision for Credit Losses | $6.94M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.30M |
| Other borrowed funds | $40.12M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.25M |
| Total Liabilities and Capital | $1.06B |
Securities
| Securities | $177.69M |
| Available-for-sale debt securities | $158.45M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $19.27M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Freedom Bank of Virginia?
$1.06B as of the latest filing.
How much are The Freedom Bank of Virginia's total deposits?
$915.29M in total deposits.
Where is The Freedom Bank of Virginia located?
Fairfax, VA.
What is the Net Interest Margin?
2.81%.
How many domestic offices does it operate?
5.
When was it established?
07/23/2001.
What is the Return on Assets (ROA)?
-1.23%.
How much are total loans and leases?
$752.94M (latest filing).
What is the total interest income (latest filing)?
$13.80M.