Powell Valley National Bank
Jonesville, VA
IDRSSD: 31826
Total Assets
$517.61M
Latest filing
Total Deposits
$464.32M
Latest filing
Net Interest Margin
3.86%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Powell Valley National Bank
33785 Main Street
Jonesville, VA 24263
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1888FDIC Certificate 4613
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Powell Valley National Bank (Main) | 33785 Main Street | Jonesville, VA |
| PENNINGTON GAP BRANCH | 42180 E Morgan Ave | Pennington Gap, VA |
| WISE BRANCH | 540 W Main St | Wise, VA |
| BIG STONE GAP BRANCH | 211 East Fifth Street | Big Stone Gap, VA |
| DUFFIELD BRANCH | 301 Duff Patt Hwy | Duffield, VA |
| KINGSPORT BRANCH | 240 W Center St | Kingsport, TN |
| ABINGDON BRANCH | 24495 Lee Hwy | Abingdon, VA |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1888 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 24263 |
| State and County Number | 51105 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 98 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/02/2010 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.powellvalleybank.com |
| Data Updated | 01/30/2026 |
| CERT | 6863 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $517.61M |
| Total Deposits | $464.32M |
| Total Liabilities | $469.35M |
| Total Equity Capital | $48.25M |
| Net Income | $1.01M |
| Net Loans and Leases | $393.14M |
| Assets Per Employee ($Millions) | $5.23M |
| Bank Premises and Fixed Assets | $9.44M |
| Cash and Balances due from Depository Institutions | $67.72M |
| Deposits Held in Domestic Offices | $464.32M |
Key Performance Ratios
| Return on Assets (ROA) | 0.8% |
| Return on Equity (ROE) | 8.44% |
| Net Interest Margin | 3.86% |
| Efficiency Ratio | 69.32% |
| Tier 1 Risk-Based Capital Ratio | 13.542% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.21% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.322% |
| Earning Assets to total Assets | 93.13% |
Income and Expense
| Total Interest Income | $6.83M |
| Total Noninterest Income | $773.00k |
| Total Interest Expense | $2.31M |
| Total Noninterest Expense | $3.67M |
| Net Interest Income | $4.52M |
| Pre-tax Net Operating Income | $1.36M |
| Provision for Credit Losses | $265.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.03M |
| Total Liabilities and Capital | $517.61M |
Securities
| Securities | $33.06M |
| Available-for-sale debt securities | $33.06M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Powell Valley National Bank?
$517.61M as of the latest filing.
How much are Powell Valley National Bank's total deposits?
$464.32M in total deposits.
Where is Powell Valley National Bank located?
Jonesville, VA.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1888.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$393.14M (latest filing).
What is the total interest income (latest filing)?
$6.83M.