The Bank of Southside Virginia
Carson, VA
IDRSSD: 610128
Total Assets
$650.99M
Latest filing
Total Deposits
$479.84M
Latest filing
Net Interest Margin
4.68%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Bank of Southside Virginia
17208 Halligan Park Rd
Carson, VA 23830
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/10/1911FDIC Certificate 7399
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Bank of Southside Virginia (Main) | 17208 Halligan Park Rd | Carson, VA |
| BOYKINS BRANCH | 18207 Virginia Ave | Boykins, VA |
| CAPRON BRANCH | 23003 Main St | Capron, VA |
| AMORY DRIVE BRANCH | 1310 Amory Drive | Franklin, VA |
| JARRATT BRANCH | 211 Jarratt Ave | Jarratt, VA |
| PRINCE GEORGE BRANCH | 6401 Courthouse Rd | Prince George, VA |
| STONY CREEK BRANCH | 12441 Main St | Stony Creek, VA |
| ROHOIC-DINWIDDIE COUNTY BRANCH | 26008 Cox Rd | Petersburg, VA |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/10/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 23830 |
| State and County Number | 51053 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Richmond, VA |
Operational Info
| Number of Employees | 75 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bsvnet.com |
| Data Updated | 01/30/2026 |
| CERT | 11580 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $650.99M |
| Total Deposits | $479.84M |
| Total Liabilities | $523.62M |
| Total Equity Capital | $127.37M |
| Net Income | $3.90M |
| Net Loans and Leases | $277.61M |
| Assets Per Employee ($Millions) | $8.45M |
| Bank Premises and Fixed Assets | $2.08M |
| Cash and Balances due from Depository Institutions | $12.60M |
| Deposits Held in Domestic Offices | $479.84M |
Key Performance Ratios
| Return on Assets (ROA) | 2.4% |
| Return on Equity (ROE) | 12.32% |
| Net Interest Margin | 4.68% |
| Efficiency Ratio | 46.84% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 19.565% |
| Earning Assets to total Assets | 91.43% |
Income and Expense
| Total Interest Income | $7.26M |
| Total Noninterest Income | $2.02M |
| Total Interest Expense | $392.00k |
| Total Noninterest Expense | $4.16M |
| Net Interest Income | $6.87M |
| Pre-tax Net Operating Income | $4.75M |
| Provision for Credit Losses | $-20,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $50.00k |
| Other borrowed funds | $40.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.28M |
| Total Liabilities and Capital | $650.99M |
Securities
| Securities | $315.02M |
| Available-for-sale debt securities | $256.54M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $58.54M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bank of Southside Virginia?
$650.99M as of the latest filing.
How much are The Bank of Southside Virginia's total deposits?
$479.84M in total deposits.
Where is The Bank of Southside Virginia located?
Carson, VA.
What is the Net Interest Margin?
4.68%.
How many domestic offices does it operate?
15.
When was it established?
08/10/1911.
What is the Return on Assets (ROA)?
2.4%.
How much are total loans and leases?
$277.61M (latest filing).
What is the total interest income (latest filing)?
$7.26M.