Oak View National Bank
Warrenton, VA
IDRSSD: 3816190
Total Assets
$842.13M
Latest filing
Total Deposits
$707.28M
Latest filing
Net Interest Margin
2.95%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Oak View National Bank
340 Waterloo Street
Warrenton, VA 20186
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/08/2009FDIC Certificate 469625
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Oak View National Bank (Main) | 340 Waterloo Street | Warrenton, VA |
| MARSHALL OFFICE | 4174 D Old Stockyard Road | Marshall, VA |
| CULPEPER OFFICE BRANCH | 450 James Madison Hwy | Culpeper, VA |
| FLINT HILL BRANCH | 644 Zachary Taylor Highway | Flint Hill, VA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 06/08/2009 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 20186 |
| State and County Number | 51061 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
Operational Info
| Number of Employees | 66 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/28/2025 |
| Date of Deposit Insurance | 06/08/2009 |
| Primary Insurance Agency | DIF |
| Website | WWW.OAKVIEWBANK.COM |
| Data Updated | 11/14/2025 |
| CERT | 58827 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $842.13M |
| Total Deposits | $707.28M |
| Total Liabilities | $776.74M |
| Total Equity Capital | $65.39M |
| Net Income | $1.96M |
| Net Loans and Leases | $338.57M |
| Assets Per Employee ($Millions) | $13.37M |
| Bank Premises and Fixed Assets | $14.04M |
| Cash and Balances due from Depository Institutions | $25.17M |
| Deposits Held in Domestic Offices | $707.28M |
Key Performance Ratios
| Return on Assets (ROA) | 0.97% |
| Return on Equity (ROE) | 12.4% |
| Net Interest Margin | 2.95% |
| Efficiency Ratio | 58.12% |
| Tier 1 Risk-Based Capital Ratio | 16.241% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.764% |
| Earning Assets to total Assets | 95.33% |
Income and Expense
| Total Interest Income | $11.01M |
| Total Noninterest Income | $427.00k |
| Total Interest Expense | $5.33M |
| Total Noninterest Expense | $3.54M |
| Net Interest Income | $5.67M |
| Pre-tax Net Operating Income | $2.48M |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $62.90M |
| Federal Funds Sold & Reverse Repurchase Agreement | $287.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.56M |
| Total Liabilities and Capital | $842.13M |
Securities
| Securities | $441.34M |
| Available-for-sale debt securities | $428.99M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $12.46M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Oak View National Bank?
$842.13M as of the latest filing.
How much are Oak View National Bank's total deposits?
$707.28M in total deposits.
Where is Oak View National Bank located?
Warrenton, VA.
What is the Net Interest Margin?
2.95%.
How many domestic offices does it operate?
4.
When was it established?
06/08/2009.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$338.57M (latest filing).
What is the total interest income (latest filing)?
$11.01M.