Mission Bank
Bakersfield, CA
IDRSSD: 2736714
Total Assets
$1.88B
Latest filing
Total Deposits
$1.66B
Latest filing
Net Interest Margin
4.47%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
122242791BAKERSFIELD, CA
Key People
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Locations
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Main Office
Mission Bank
1301 17th St
Bakersfield, CA 93301
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/07/1998FDIC Certificate 61653
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Mission Bank (Main) | 1301 17th St | Bakersfield, CA |
| SHAFTER BRANCH | 1110 E Lerdo Hwy | Shafter, CA |
| LANCASTER BRANCH | 43830 20th St W | Lancaster, CA |
| RIVERWALK BRANCH | 11200 River Run Blvd | Bakersfield, CA |
| VENTURA BUSINESS BANKING CENTER | 1500 Palma Dr | Ventura, CA |
| STOCKTON BUSINESS BANKING CENTER BRANCH | 3121 W March Ln | Stockton, CA |
| SAN LUIS OBISPO BUSINESS BANKING CENTER BRANCH | 1150 Osos St | San Luis Obispo, CA |
| VISALIA BUSINESS BANKING CENTER BRANCH | 5415 Avenida De Los Robles | Visalia, CA |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/07/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 93301 |
| State and County Number | 06029 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Bakersfield, CA |
Operational Info
| Number of Employees | 152 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 10/07/1998 |
| Primary Insurance Agency | DIF |
| Website | www.missionbank.bank |
| Data Updated | 01/30/2026 |
| CERT | 34805 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.88B |
| Total Deposits | $1.66B |
| Total Liabilities | $1.67B |
| Total Equity Capital | $211.45M |
| Net Income | $8.17M |
| Net Loans and Leases | $1.44B |
| Assets Per Employee ($Millions) | $12.9M |
| Bank Premises and Fixed Assets | $5.14M |
| Cash and Balances due from Depository Institutions | $135.51M |
| Deposits Held in Domestic Offices | $1.66B |
Key Performance Ratios
| Return on Assets (ROA) | 1.7% |
| Return on Equity (ROE) | 15.68% |
| Net Interest Margin | 4.47% |
| Efficiency Ratio | 41.68% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.223% |
| Earning Assets to total Assets | 94.08% |
Income and Expense
| Total Interest Income | $27.07M |
| Total Noninterest Income | $1.45M |
| Total Interest Expense | $6.89M |
| Total Noninterest Expense | $9.02M |
| Net Interest Income | $20.18M |
| Pre-tax Net Operating Income | $11.45M |
| Provision for Credit Losses | $1.17M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $14.65M |
| Total Liabilities and Capital | $1.88B |
Securities
| Securities | $243.22M |
| Available-for-sale debt securities | $242.66M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Mission Bank?
$1.88B as of the latest filing.
How much are Mission Bank's total deposits?
$1.66B in total deposits.
Where is Mission Bank located?
Bakersfield, CA.
What is the Net Interest Margin?
4.47%.
How many domestic offices does it operate?
8.
When was it established?
10/07/1998.
What is the Return on Assets (ROA)?
1.7%.
How much are total loans and leases?
$1.44B (latest filing).
What is the total interest income (latest filing)?
$27.07M.