Commonwealth Business Bank

Los Angeles, CA
IDRSSD: 3337097
Total Assets
$1.96B
Latest filing
Total Deposits
$1.67B
Latest filing
Net Interest Margin
3.46%
Profitability

Locations

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Main Office
Commonwealth Business Bank
3435 Wilshire Blvd
Los Angeles, CA 90010
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/03/2005FDIC Certificate 428711

Branches (10)

Page 1 of 2
NameAddressCity / State
Commonwealth Business Bank (Main)3435 Wilshire BlvdLos Angeles, CA
KAPIOLANI BRANCH1357 Kapiolani BlvdHonolulu, HI
DOWNTOWN CENTER1001 Towne AveLos Angeles, CA
IRVINE BRANCH14370 Culver Dr # 2aIrvine, CA
SOUTH BAY BRANCH3770 Sepulveda BlvdTorrance, CA
FULLERTON/BUENA PARK BRANCH6041 Beach BlvdBuena Park, CA
DALLAS BRANCH2164 Royal LnDallas, TX
CARROLLTON BRANCH2625 Old Denton RdCarrollton, TX
Showing 7 of 10

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date03/03/2005
Community BankYes
Ownership TypeNot Mutual
ZIP90010
State and County Number06037
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameLos Angeles-Long Beach-Anaheim, CA

Operational Info

Number of Employees163
Domestic Offices11
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance03/03/2005
Primary Insurance AgencyDIF
Websitewww.cbb-bank.com
Data Updated11/14/2025
CERT57873
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.96B
Total Deposits$1.67B
Total Liabilities$1.70B
Total Equity Capital$265.03M
Net Income$4.70M
Net Loans and Leases$1.43B
Assets Per Employee ($Millions)$11.48M
Bank Premises and Fixed Assets$15.49M
Cash and Balances due from Depository Institutions$410.63M
Deposits Held in Domestic Offices$1.67B

Key Performance Ratios

Return on Assets (ROA)1%
Return on Equity (ROE)7.14%
Net Interest Margin3.46%
Efficiency Ratio60.29%
Tier 1 Risk-Based Capital Ratio19.224%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.1%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.505%
Earning Assets to total Assets96.02%

Income and Expense

Total Interest Income$28.34M
Total Noninterest Income$1.85M
Total Interest Expense$12.61M
Total Noninterest Expense$10.60M
Net Interest Income$15.73M
Pre-tax Net Operating Income$6.51M
Provision for Credit Losses$470.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$297.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$252.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$30.61M
Total Liabilities and Capital$1.96B

Securities

Securities$67.46M
Available-for-sale debt securities$54.74M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$12.72M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Commonwealth Business Bank?
$1.96B as of the latest filing.
How much are Commonwealth Business Bank's total deposits?
$1.67B in total deposits.
Where is Commonwealth Business Bank located?
Los Angeles, CA.
What is the Net Interest Margin?
3.46%.
How many domestic offices does it operate?
11.
When was it established?
03/03/2005.
What is the Return on Assets (ROA)?
1%.
How much are total loans and leases?
$1.43B (latest filing).
What is the total interest income (latest filing)?
$28.34M.