Cypress Bank, SSB
Pittsburg, TX
IDRSSD: 729178
Total Assets
$231.86M
Latest filing
Total Deposits
$188.46M
Latest filing
Net Interest Margin
3.70%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Cypress Bank, SSB
120 S Greer Blvd
Pittsburg, TX 75686
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1976FDIC Certificate 44739
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Cypress Bank, SSB (Main) | 120 S Greer Blvd | Pittsburg, TX |
| 110 N MAIN BRANCH | 110 N Main St | Lone Star, TX |
| LIVE OAK AT WASHINGTON BRANCH | 1702 Live Oak St | Commerce, TX |
| 801 N JEFFERSON BRANCH | 801 N Jefferson Ave | Mount Pleasant, TX |
| CYPRESS BANK SSB BRANCH | 1312 S Jefferson Ave | Mount Pleasant, TX |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1976 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75686 |
| State and County Number | 48063 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Mount Pleasant, TX |
Operational Info
| Number of Employees | 57 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.cypressbanktx.com |
| Data Updated | 11/14/2025 |
| CERT | 31905 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $231.86M |
| Total Deposits | $188.46M |
| Total Liabilities | $206.41M |
| Total Equity Capital | $25.45M |
| Net Income | $312.00k |
| Net Loans and Leases | $135.60M |
| Assets Per Employee ($Millions) | $4.07M |
| Bank Premises and Fixed Assets | $4.75M |
| Cash and Balances due from Depository Institutions | $14.77M |
| Deposits Held in Domestic Offices | $188.46M |
Key Performance Ratios
| Return on Assets (ROA) | 0.54% |
| Return on Equity (ROE) | 4.98% |
| Net Interest Margin | 3.7% |
| Efficiency Ratio | 83.06% |
| Tier 1 Risk-Based Capital Ratio | 20.094% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.975% |
| Earning Assets to total Assets | 93.19% |
Income and Expense
| Total Interest Income | $3.17M |
| Total Noninterest Income | $224.00k |
| Total Interest Expense | $1.17M |
| Total Noninterest Expense | $1.84M |
| Net Interest Income | $2.00M |
| Pre-tax Net Operating Income | $352.00k |
| Provision for Credit Losses | $24.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.16M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.78M |
| Total Liabilities and Capital | $231.86M |
Securities
| Securities | $68.67M |
| Available-for-sale debt securities | $26.95M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $41.71M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Cypress Bank, SSB?
$231.86M as of the latest filing.
How much are Cypress Bank, SSB's total deposits?
$188.46M in total deposits.
Where is Cypress Bank, SSB located?
Pittsburg, TX.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1976.
What is the Return on Assets (ROA)?
0.54%.
How much are total loans and leases?
$135.60M (latest filing).
What is the total interest income (latest filing)?
$3.17M.