National Bank & Trust
La Grange, TX
IDRSSD: 792659
Total Assets
$233.15M
Latest filing
Total Deposits
$189.92M
Latest filing
Net Interest Margin
2.90%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
National Bank & Trust
141 W Colorado St
La Grange, TX 78945
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/05/1888FDIC Certificate 2128
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| National Bank & Trust (Main) | 141 W Colorado St | La Grange, TX |
| NATIONAL BANK & TRUST BRANCH | 4401 South Staples Street | Corpus Christi, TX |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/05/1888 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78945 |
| State and County Number | 48149 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.nbt-texas.com |
| Data Updated | 11/14/2025 |
| CERT | 3289 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $233.15M |
| Total Deposits | $189.92M |
| Total Liabilities | $213.11M |
| Total Equity Capital | $20.04M |
| Net Income | $378.00k |
| Net Loans and Leases | $129.45M |
| Assets Per Employee ($Millions) | $7.52M |
| Bank Premises and Fixed Assets | $4.94M |
| Cash and Balances due from Depository Institutions | $14.60M |
| Deposits Held in Domestic Offices | $189.92M |
Key Performance Ratios
| Return on Assets (ROA) | 0.66% |
| Return on Equity (ROE) | 8.01% |
| Net Interest Margin | 2.9% |
| Efficiency Ratio | 77.21% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.595% |
| Earning Assets to total Assets | 94.14% |
Income and Expense
| Total Interest Income | $2.79M |
| Total Noninterest Income | $243.00k |
| Total Interest Expense | $1.22M |
| Total Noninterest Expense | $1.40M |
| Net Interest Income | $1.56M |
| Pre-tax Net Operating Income | $394.00k |
| Provision for Credit Losses | $18.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $21.74M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.45M |
| Total Liabilities and Capital | $233.15M |
Securities
| Securities | $79.00M |
| Available-for-sale debt securities | $79.00M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of National Bank & Trust?
$233.15M as of the latest filing.
How much are National Bank & Trust's total deposits?
$189.92M in total deposits.
Where is National Bank & Trust located?
La Grange, TX.
What is the Net Interest Margin?
2.90%.
How many domestic offices does it operate?
2.
When was it established?
07/05/1888.
What is the Return on Assets (ROA)?
0.66%.
How much are total loans and leases?
$129.45M (latest filing).
What is the total interest income (latest filing)?
$2.79M.