National Bank & Trust
La Grange, TX
IDRSSD: 792659
Total Assets
$245.57M
Latest filing
Total Deposits
$203.91M
Latest filing
Net Interest Margin
2.73%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
National Bank & Trust
141 W Colorado St
La Grange, TX 78945
Full Service - Brick and Mortar
Updated 04/10/2026Established 07/05/1888FDIC Certificate 2128
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| National Bank & Trust (Main) | 141 W Colorado St | La Grange, TX |
| NATIONAL BANK & TRUST BRANCH | 4401 South Staples Street | Corpus Christi, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/05/1888 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78945 |
| State and County Number | 48149 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.nbt-texas.com |
| Data Updated | 04/10/2026 |
| CERT | 3289 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $245.57M |
| Total Deposits | $203.91M |
| Total Liabilities | $224.95M |
| Total Equity Capital | $20.62M |
| Net Income | $232.00k |
| Net Loans and Leases | $134.12M |
| Assets Per Employee ($Millions) | $7.02M |
| Bank Premises and Fixed Assets | $4.74M |
| Cash and Balances due from Depository Institutions | $14.04M |
| Deposits Held in Domestic Offices | $203.91M |
Key Performance Ratios
| Return on Assets (ROA) | 0.38% |
| Return on Equity (ROE) | 4.51% |
| Net Interest Margin | 2.73% |
| Efficiency Ratio | 84.7% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.396% |
| Earning Assets to total Assets | 94.44% |
Income and Expense
| Total Interest Income | $2.84M |
| Total Noninterest Income | $206.00k |
| Total Interest Expense | $1.28M |
| Total Noninterest Expense | $1.50M |
| Net Interest Income | $1.56M |
| Pre-tax Net Operating Income | $233.00k |
| Provision for Credit Losses | $37.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $19.59M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.46M |
| Total Liabilities and Capital | $245.57M |
Securities
| Securities | $87.16M |
| Available-for-sale debt securities | $87.16M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of National Bank & Trust?
$245.57M as of the latest filing.
How much are National Bank & Trust's total deposits?
$203.91M in total deposits.
Where is National Bank & Trust located?
La Grange, TX.
What is the Net Interest Margin?
2.73%.
How many domestic offices does it operate?
2.
When was it established?
07/05/1888.
What is the Return on Assets (ROA)?
0.38%.
How much are total loans and leases?
$134.12M (latest filing).
What is the total interest income (latest filing)?
$2.84M.