United Bank and Trust Company
Hampton, IA
IDRSSD: 116741
Total Assets
$227.24M
Latest filing
Total Deposits
$199.62M
Latest filing
Net Interest Margin
3.31%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
United Bank and Trust Company
400 Central Ave E
Hampton, IA 50441
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1915FDIC Certificate 8896
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| United Bank and Trust Company (Main) | 400 Central Ave E | Hampton, IA |
| ALDEN BRANCH | 914 Main St | Alden, IA |
| SHEFFIELD BRANCH | 202 Gilman St | Sheffield, IA |
| DOWS BRANCH | 101 W Ellsworth St | Dows, IA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1915 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50441 |
| State and County Number | 19069 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.ubtc.net |
| Data Updated | 01/30/2026 |
| CERT | 14247 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $227.24M |
| Total Deposits | $199.62M |
| Total Liabilities | $200.15M |
| Total Equity Capital | $27.09M |
| Net Income | $1.05M |
| Net Loans and Leases | $117.94M |
| Assets Per Employee ($Millions) | $9.47M |
| Bank Premises and Fixed Assets | $2.04M |
| Cash and Balances due from Depository Institutions | $32.48M |
| Deposits Held in Domestic Offices | $199.62M |
Key Performance Ratios
| Return on Assets (ROA) | 1.87% |
| Return on Equity (ROE) | 15.78% |
| Net Interest Margin | 3.31% |
| Efficiency Ratio | 40.98% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.923% |
| Earning Assets to total Assets | 96.06% |
Income and Expense
| Total Interest Income | $2.71M |
| Total Noninterest Income | $89.00k |
| Total Interest Expense | $927.00k |
| Total Noninterest Expense | $766.00k |
| Net Interest Income | $1.78M |
| Pre-tax Net Operating Income | $1.09M |
| Provision for Credit Losses | $12.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.32M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $527.00k |
| Total Liabilities and Capital | $227.24M |
Securities
| Securities | $66.77M |
| Available-for-sale debt securities | $66.77M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Bank and Trust Company?
$227.24M as of the latest filing.
How much are United Bank and Trust Company's total deposits?
$199.62M in total deposits.
Where is United Bank and Trust Company located?
Hampton, IA.
What is the Net Interest Margin?
3.31%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1915.
What is the Return on Assets (ROA)?
1.87%.
How much are total loans and leases?
$117.94M (latest filing).
What is the total interest income (latest filing)?
$2.71M.