Malvern Bank

Malvern, IA
IDRSSD: 756343
Total Assets
$230.00M
Latest filing
Total Deposits
$197.79M
Latest filing
Net Interest Margin
3.99%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1892
Community BankYes
Ownership TypeNot Mutual
ZIP51551
State and County Number19129
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameOmaha-Council Bluffs, NE-IA

Operational Info

Number of Employees22
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance04/10/1934
Primary Insurance AgencyDIF
Websitewww.malvern.bank
Data Updated11/14/2025
CERT14230
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$230.00M
Total Deposits$197.79M
Total Liabilities$208.59M
Total Equity Capital$21.41M
Net Income$793.00k
Net Loans and Leases$194.93M
Assets Per Employee ($Millions)$10.45M
Bank Premises and Fixed Assets$3.16M
Cash and Balances due from Depository Institutions$24.49M
Deposits Held in Domestic Offices$197.79M

Key Performance Ratios

Return on Assets (ROA)1.4%
Return on Equity (ROE)14.97%
Net Interest Margin3.99%
Efficiency Ratio60.88%
Tier 1 Risk-Based Capital Ratio11.064%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.13%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.309%
Earning Assets to total Assets94.63%

Income and Expense

Total Interest Income$3.65M
Total Noninterest Income$181.00k
Total Interest Expense$1.51M
Total Noninterest Expense$1.42M
Net Interest Income$2.15M
Pre-tax Net Operating Income$836.00k
Provision for Credit Losses$75.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$9.50M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.29M
Total Liabilities and Capital$230.00M

Securities

Securities$492.00k
Available-for-sale debt securities$245.00k
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$124.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Malvern Bank?
$230.00M as of the latest filing.
How much are Malvern Bank's total deposits?
$197.79M in total deposits.
Where is Malvern Bank located?
Malvern, IA.
What is the Net Interest Margin?
3.99%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1892.
What is the Return on Assets (ROA)?
1.4%.
How much are total loans and leases?
$194.93M (latest filing).
What is the total interest income (latest filing)?
$3.65M.