Blue Grass Savings Bank

Blue Grass, IA
IDRSSD: 794345
Total Assets
$220.60M
Latest filing
Total Deposits
$180.74M
Latest filing
Net Interest Margin
3.30%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

073912086BLUE GRASS, IA

Key People

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Locations

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Main Office
Blue Grass Savings Bank
104 E Mayne St
Blue Grass, IA 52726
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1902FDIC Certificate 8601

Branches (1)

Page 1 of 1
NameAddressCity / State
Blue Grass Savings Bank (Main)104 E Mayne StBlue Grass, IA
DAVENPORT BRANCH2722 W Locust StDavenport, IA
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1902
Community BankYes
Ownership TypeNot Mutual
ZIP52726
State and County Number19163
Subchapter S CorporationsNo
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameDavenport-Moline-Rock Island, IA-IL

Operational Info

Number of Employees21
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bluegrassbank.com
Data Updated01/30/2026
CERT13753
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$220.60M
Total Deposits$180.74M
Total Liabilities$191.34M
Total Equity Capital$29.26M
Net Income$619.00k
Net Loans and Leases$116.42M
Assets Per Employee ($Millions)$10.5M
Bank Premises and Fixed Assets$2.05M
Cash and Balances due from Depository Institutions$2.19M
Deposits Held in Domestic Offices$180.74M

Key Performance Ratios

Return on Assets (ROA)1.11%
Return on Equity (ROE)8.38%
Net Interest Margin3.3%
Efficiency Ratio55.47%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.263%
Earning Assets to total Assets92.69%

Income and Expense

Total Interest Income$2.76M
Total Noninterest Income$124.00k
Total Interest Expense$1.06M
Total Noninterest Expense$1.01M
Net Interest Income$1.70M
Pre-tax Net Operating Income$784.00k
Provision for Credit Losses$30.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$8.50M
Federal Funds Sold & Reverse Repurchase Agreement$209.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.10M
Total Liabilities and Capital$220.60M

Securities

Securities$87.77M
Available-for-sale debt securities$86.31M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$1.45M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Blue Grass Savings Bank?
$220.60M as of the latest filing.
How much are Blue Grass Savings Bank's total deposits?
$180.74M in total deposits.
Where is Blue Grass Savings Bank located?
Blue Grass, IA.
What is the Net Interest Margin?
3.30%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
1.11%.
How much are total loans and leases?
$116.42M (latest filing).
What is the total interest income (latest filing)?
$2.76M.