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Blue Grass Savings Bank

Blue Grass, IA
IDRSSD: 794345
Total Assets
$225.58M
Latest filing
Total Deposits
$185.23M
Latest filing
Net Interest Margin
3.04%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1902
Community BankYes
Ownership TypeNot Mutual
ZIP52726
State and County Number19163
Subchapter S CorporationsNo
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameDavenport-Moline-Rock Island, IA-IL

Operational Info

Number of Employees18
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bluegrassbank.com
Data Updated11/14/2025
CERT13753
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$225.58M
Total Deposits$185.23M
Total Liabilities$195.71M
Total Equity Capital$29.87M
Net Income$648.00k
Net Loans and Leases$114.03M
Assets Per Employee ($Millions)$10.74M
Bank Premises and Fixed Assets$2.04M
Cash and Balances due from Depository Institutions$2.87M
Deposits Held in Domestic Offices$185.23M

Key Performance Ratios

Return on Assets (ROA)1.15%
Return on Equity (ROE)8.98%
Net Interest Margin3.04%
Efficiency Ratio52.15%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.98%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.241%
Earning Assets to total Assets92.61%

Income and Expense

Total Interest Income$2.69M
Total Noninterest Income$179.00k
Total Interest Expense$1.10M
Total Noninterest Expense$923.00k
Net Interest Income$1.59M
Pre-tax Net Operating Income$1.40M
Provision for Credit Losses$-551,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$8.50M
Federal Funds Sold & Reverse Repurchase Agreement$3.45M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.98M
Total Liabilities and Capital$225.58M

Securities

Securities$91.34M
Available-for-sale debt securities$89.89M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.45M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Blue Grass Savings Bank?
$225.58M as of the latest filing.
How much are Blue Grass Savings Bank's total deposits?
$185.23M in total deposits.
Where is Blue Grass Savings Bank located?
Blue Grass, IA.
What is the Net Interest Margin?
3.04%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
1.15%.
How much are total loans and leases?
$114.03M (latest filing).
What is the total interest income (latest filing)?
$2.69M.