Charter Bank
Johnston, IA
IDRSSD: 2705112
Total Assets
$214.05M
Latest filing
Total Deposits
$186.11M
Latest filing
Net Interest Margin
3.52%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Charter Bank
5526 Nw 86th St
Johnston, IA 50131
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/15/1998FDIC Certificate 61198
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Charter Bank (Main) | 5526 Nw 86th St | Johnston, IA |
| GRIMES BRANCH | 150 Se Gateway Dr | Grimes, IA |
| WAUKEE BRANCH | 455 6th St | Waukee, IA |
| ANKENY BRANCH | 2905 Sw Oralabor Rd | Ankeny, IA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/15/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50131 |
| State and County Number | 19153 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Des Moines-West Des Moines, IA |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 06/15/1998 |
| Primary Insurance Agency | DIF |
| Website | www.charterbanker.com |
| Data Updated | 11/14/2025 |
| CERT | 34686 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $214.05M |
| Total Deposits | $186.11M |
| Total Liabilities | $191.67M |
| Total Equity Capital | $22.38M |
| Net Income | $853.00k |
| Net Loans and Leases | $153.56M |
| Assets Per Employee ($Millions) | $7.64M |
| Bank Premises and Fixed Assets | $3.82M |
| Cash and Balances due from Depository Institutions | $3.54M |
| Deposits Held in Domestic Offices | $186.11M |
Key Performance Ratios
| Return on Assets (ROA) | 1.59% |
| Return on Equity (ROE) | 15.64% |
| Net Interest Margin | 3.52% |
| Efficiency Ratio | 52.94% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.455% |
| Earning Assets to total Assets | 95.47% |
Income and Expense
| Total Interest Income | $2.64M |
| Total Noninterest Income | $205.00k |
| Total Interest Expense | $839.00k |
| Total Noninterest Expense | $1.06M |
| Net Interest Income | $1.80M |
| Pre-tax Net Operating Income | $892.00k |
| Provision for Credit Losses | $51.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $708.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $563.00k |
| Total Liabilities and Capital | $214.05M |
Securities
| Securities | $50.07M |
| Available-for-sale debt securities | $50.07M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Charter Bank?
$214.05M as of the latest filing.
How much are Charter Bank's total deposits?
$186.11M in total deposits.
Where is Charter Bank located?
Johnston, IA.
What is the Net Interest Margin?
3.52%.
How many domestic offices does it operate?
4.
When was it established?
06/15/1998.
What is the Return on Assets (ROA)?
1.59%.
How much are total loans and leases?
$153.56M (latest filing).
What is the total interest income (latest filing)?
$2.64M.