Union State Bank
Greenfield, IA
IDRSSD: 746942
Total Assets
$161.88M
Latest filing
Total Deposits
$133.98M
Latest filing
Net Interest Margin
3.84%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Union State Bank
214 S 1st St
Greenfield, IA 50849
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/06/1890FDIC Certificate 5411
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Union State Bank (Main) | 214 S 1st St | Greenfield, IA |
| EXCHANGE STATE BANK BRANCH | 322 Audubon St | Adair, IA |
| STATE BANK OF BROOKS BRANCH | 701 Benton Ave | Corning, IA |
| BRIDGEWATER BRANCH | 112 N Main St | Bridgewater, IA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/06/1890 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50849 |
| State and County Number | 19001 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/22/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.usbgfd.com |
| Data Updated | 11/14/2025 |
| CERT | 8499 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $161.88M |
| Total Deposits | $133.98M |
| Total Liabilities | $139.26M |
| Total Equity Capital | $22.62M |
| Net Income | $473.00k |
| Net Loans and Leases | $96.93M |
| Assets Per Employee ($Millions) | $7.04M |
| Bank Premises and Fixed Assets | $2.45M |
| Cash and Balances due from Depository Institutions | $6.98M |
| Deposits Held in Domestic Offices | $133.98M |
Key Performance Ratios
| Return on Assets (ROA) | 1.17% |
| Return on Equity (ROE) | 8.57% |
| Net Interest Margin | 3.84% |
| Efficiency Ratio | 57.93% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.973% |
| Earning Assets to total Assets | 89.2% |
Income and Expense
| Total Interest Income | $2.11M |
| Total Noninterest Income | $121.00k |
| Total Interest Expense | $726.00k |
| Total Noninterest Expense | $1.00M |
| Net Interest Income | $1.39M |
| Pre-tax Net Operating Income | $505.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.06M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $1.43M |
| All Other Liabilities | $793.00k |
| Total Liabilities and Capital | $161.88M |
Securities
| Securities | $43.29M |
| Available-for-sale debt securities | $43.24M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Union State Bank?
$161.88M as of the latest filing.
How much are Union State Bank's total deposits?
$133.98M in total deposits.
Where is Union State Bank located?
Greenfield, IA.
What is the Net Interest Margin?
3.84%.
How many domestic offices does it operate?
4.
When was it established?
01/06/1890.
What is the Return on Assets (ROA)?
1.17%.
How much are total loans and leases?
$96.93M (latest filing).
What is the total interest income (latest filing)?
$2.11M.