Farmers Savings Bank

Marshalltown, IA
IDRSSD: 741844
Total Assets
$144.68M
Latest filing
Total Deposits
$121.86M
Latest filing
Net Interest Margin
3.83%
Profitability

Locations

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Main Office
Farmers Savings Bank
205 W Main St
Marshalltown, IA 50158
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/01/1894FDIC Certificate 12300

Branches (2)

Page 1 of 1
NameAddressCity / State
Farmers Savings Bank (Main)205 W Main StMarshalltown, IA
BEAMAN BRANCH218 Main StBeaman, IA
MARSHALLTOWN BRANCH2201 S Center StMarshalltown, IA
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/01/1894
Community BankYes
Ownership TypeNot Mutual
ZIP50158
State and County Number19127
Subchapter S CorporationsNo
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameMarshalltown, IA

Operational Info

Number of Employees22
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance06/01/1961
Primary Insurance AgencyDIF
Websitewww.fsb-iowa.com
Data Updated11/14/2025
CERT18394
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$144.68M
Total Deposits$121.86M
Total Liabilities$123.50M
Total Equity Capital$21.18M
Net Income$458.00k
Net Loans and Leases$95.89M
Assets Per Employee ($Millions)$6.03M
Bank Premises and Fixed Assets$2.03M
Cash and Balances due from Depository Institutions$12.68M
Deposits Held in Domestic Offices$121.86M

Key Performance Ratios

Return on Assets (ROA)1.3%
Return on Equity (ROE)8.8%
Net Interest Margin3.83%
Efficiency Ratio63.28%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.636%
Earning Assets to total Assets93.23%

Income and Expense

Total Interest Income$1.62M
Total Noninterest Income$353.00k
Total Interest Expense$360.00k
Total Noninterest Expense$1.02M
Net Interest Income$1.26M
Pre-tax Net Operating Income$592.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$1.00M
Federal Funds Sold & Reverse Repurchase Agreement$793.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$647.00k
Total Liabilities and Capital$144.68M

Securities

Securities$27.41M
Available-for-sale debt securities$27.37M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Farmers Savings Bank?
$144.68M as of the latest filing.
How much are Farmers Savings Bank's total deposits?
$121.86M in total deposits.
Where is Farmers Savings Bank located?
Marshalltown, IA.
What is the Net Interest Margin?
3.83%.
How many domestic offices does it operate?
3.
When was it established?
04/01/1894.
What is the Return on Assets (ROA)?
1.3%.
How much are total loans and leases?
$95.89M (latest filing).
What is the total interest income (latest filing)?
$1.62M.