Boone State Bank & Trust Company
Boone, IA
IDRSSD: 745347
Total Assets
$176.66M
Latest filing
Total Deposits
$163.30M
Latest filing
Net Interest Margin
2.29%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1883 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50036 |
| State and County Number | 19015 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | — |
| Core Based Statistical Area Name | Ames, IA |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/16/1992 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | BIF |
| Website | N/A |
| Data Updated | 11/14/2025 |
| CERT | 1546 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $176.66M |
| Total Deposits | $163.30M |
| Total Liabilities | $164.05M |
| Total Equity Capital | $12.61M |
| Net Income | $287.00k |
| Net Loans and Leases | $75.04M |
| Assets Per Employee ($Millions) | $9.3M |
| Bank Premises and Fixed Assets | $625.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $163.30M |
Key Performance Ratios
| Return on Assets (ROA) | 0.69% |
| Return on Equity (ROE) | 9.36% |
| Net Interest Margin | 2.29% |
| Efficiency Ratio | 66.13% |
| Tier 1 Risk-Based Capital Ratio | 12.648% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.138% |
| Earning Assets to total Assets | 95.73% |
Income and Expense
| Total Interest Income | $1.72M |
| Total Noninterest Income | $199.00k |
| Total Interest Expense | $796.00k |
| Total Noninterest Expense | $740.00k |
| Net Interest Income | $920.00k |
| Pre-tax Net Operating Income | $367.00k |
| Provision for Credit Losses | $12.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $752.00k |
| Total Liabilities and Capital | $176.66M |
Securities
| Securities | $78.22M |
| Available-for-sale debt securities | $78.22M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Boone State Bank & Trust Company?
$176.66M as of the latest filing.
How much are Boone State Bank & Trust Company's total deposits?
$163.30M in total deposits.
Where is Boone State Bank & Trust Company located?
Boone, IA.
What is the Net Interest Margin?
2.29%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1883.
What is the Return on Assets (ROA)?
0.69%.
How much are total loans and leases?
$75.04M (latest filing).
What is the total interest income (latest filing)?
$1.72M.