Boone Bank & Trust Co.

Boone, IA
IDRSSD: 745347
Total Assets
$160.40M
Latest filing
Total Deposits
$141.68M
Latest filing
Net Interest Margin
2.44%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

073901097BOONE, IA

Key People

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Locations

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Main Office
Boone Bank & Trust Co.
716 8th St
Boone, IA 50036
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/16/1992FDIC Certificate 47432

Branches (1)

Page 1 of 1
NameAddressCity / State
Boone Bank & Trust Co. (Main)716 8th StBoone, IA
PARKING LOT BRANCH1326 South Story StreetBoone, IA
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/16/1992
Community BankYes
Ownership TypeNot Mutual
ZIP50036
State and County Number19015
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameAmes, IA

Operational Info

Number of Employees19
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/16/1992
Primary Insurance AgencyDIF
Websitewww.boonebankiowa.com
Data Updated01/30/2026
CERT33552
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$160.40M
Total Deposits$141.68M
Total Liabilities$147.34M
Total Equity Capital$13.05M
Net Income$295.00k
Net Loans and Leases$75.88M
Assets Per Employee ($Millions)$8.91M
Bank Premises and Fixed Assets$625.00k
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$141.68M

Key Performance Ratios

Return on Assets (ROA)0.7%
Return on Equity (ROE)9.2%
Net Interest Margin2.44%
Efficiency Ratio65.27%
Tier 1 Risk-Based Capital Ratio12.819%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.138%
Earning Assets to total Assets95.61%

Income and Expense

Total Interest Income$1.74M
Total Noninterest Income$161.00k
Total Interest Expense$759.00k
Total Noninterest Expense$748.00k
Net Interest Income$985.00k
Pre-tax Net Operating Income$383.00k
Provision for Credit Losses$15.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$4.80M
All Other Liabilities$868.00k
Total Liabilities and Capital$160.40M

Securities

Securities$76.83M
Available-for-sale debt securities$76.83M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Boone Bank & Trust Co.?
$160.40M as of the latest filing.
How much are Boone Bank & Trust Co.'s total deposits?
$141.68M in total deposits.
Where is Boone Bank & Trust Co. located?
Boone, IA.
What is the Net Interest Margin?
2.44%.
How many domestic offices does it operate?
2.
When was it established?
01/16/1992.
What is the Return on Assets (ROA)?
0.7%.
How much are total loans and leases?
$75.88M (latest filing).
What is the total interest income (latest filing)?
$1.74M.