Citizens Savings Bank
Anamosa, IA
IDRSSD: 758842
Total Assets
$159.74M
Latest filing
Total Deposits
$144.43M
Latest filing
Net Interest Margin
2.95%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Citizens Savings Bank
215 E Main St
Anamosa, IA 52205
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/08/1906FDIC Certificate 6478
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Citizens Savings Bank (Main) | 215 E Main St | Anamosa, IA |
| CEDAR BRANCH | 427 Cedar St | Tipton, IA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/08/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52205 |
| State and County Number | 19105 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Cedar Rapids, IA |
Operational Info
| Number of Employees | 21 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.citizensbankia.com |
| Data Updated | 01/30/2026 |
| CERT | 10125 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $159.74M |
| Total Deposits | $144.43M |
| Total Liabilities | $147.41M |
| Total Equity Capital | $12.33M |
| Net Income | $372.00k |
| Net Loans and Leases | $70.86M |
| Assets Per Employee ($Millions) | $7.61M |
| Bank Premises and Fixed Assets | $544.00k |
| Cash and Balances due from Depository Institutions | $9.02M |
| Deposits Held in Domestic Offices | $144.43M |
Key Performance Ratios
| Return on Assets (ROA) | 0.9% |
| Return on Equity (ROE) | 12.27% |
| Net Interest Margin | 2.95% |
| Efficiency Ratio | 65.91% |
| Tier 1 Risk-Based Capital Ratio | 17.091% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.719% |
| Earning Assets to total Assets | 95.12% |
Income and Expense
| Total Interest Income | $1.71M |
| Total Noninterest Income | $71.00k |
| Total Interest Expense | $551.00k |
| Total Noninterest Expense | $810.00k |
| Net Interest Income | $1.16M |
| Pre-tax Net Operating Income | $409.00k |
| Provision for Credit Losses | $10.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $447.00k |
| Federal Funds Purchased and Repurchased Agreement | $1.91M |
| All Other Liabilities | $1.07M |
| Total Liabilities and Capital | $159.74M |
Securities
| Securities | $74.73M |
| Available-for-sale debt securities | $30.23M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $44.42M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Savings Bank?
$159.74M as of the latest filing.
How much are Citizens Savings Bank's total deposits?
$144.43M in total deposits.
Where is Citizens Savings Bank located?
Anamosa, IA.
What is the Net Interest Margin?
2.95%.
How many domestic offices does it operate?
2.
When was it established?
11/08/1906.
What is the Return on Assets (ROA)?
0.9%.
How much are total loans and leases?
$70.86M (latest filing).
What is the total interest income (latest filing)?
$1.71M.