Bank 1st
West Union, IA
IDRSSD: 142049
Total Assets
$167.06M
Latest filing
Total Deposits
$128.80M
Latest filing
Net Interest Margin
3.40%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073904560WEST UNION, IA
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Bank 1st
115 N Vine St
West Union, IA 52175
Full Service - Brick and Mortar
Updated 04/10/2026Established 01/01/1934FDIC Certificate 8638
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank 1st (Main) | 115 N Vine St | West Union, IA |
| DRIVE-IN BRANCH | 302 W Bradford St | West Union, IA |
| ST. LUCAS BRANCH | 100 E Main St | Saint Lucas, IA |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Union State Bank
Greenfield, Iowa
→
Assets: $164.60MΔ +0.3%
Audubon State Bank
Audubon, Iowa
→
Assets: $163.40MΔ -0.4%
Boone Bank & Trust Co.
Boone, Iowa
→
Assets: $160.40MΔ -2.2%
Templeton Savings Bank
Templeton, Iowa
→
Assets: $160.26MΔ -2.3%
Citizens Savings Bank
Anamosa, Iowa
→
Assets: $159.74MΔ -2.6%
West Iowa Bank
West Bend, Iowa
→
Assets: $169.59MΔ +3.4%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52175 |
| State and County Number | 19065 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 21 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/31/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bank1stia.com |
| Data Updated | 04/10/2026 |
| CERT | 13816 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $167.06M |
| Total Deposits | $128.80M |
| Total Liabilities | $149.98M |
| Total Equity Capital | $17.08M |
| Net Income | $497.00k |
| Net Loans and Leases | $96.76M |
| Assets Per Employee ($Millions) | $7.96M |
| Bank Premises and Fixed Assets | $664.00k |
| Cash and Balances due from Depository Institutions | $3.90M |
| Deposits Held in Domestic Offices | $128.80M |
Key Performance Ratios
| Return on Assets (ROA) | 1.2% |
| Return on Equity (ROE) | 11.81% |
| Net Interest Margin | 3.4% |
| Efficiency Ratio | 63.47% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.224% |
| Earning Assets to total Assets | 95.69% |
Income and Expense
| Total Interest Income | $1.84M |
| Total Noninterest Income | $92.00k |
| Total Interest Expense | $478.00k |
| Total Noninterest Expense | $921.00k |
| Net Interest Income | $1.36M |
| Pre-tax Net Operating Income | $530.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $17.60M |
| Federal Funds Sold & Reverse Repurchase Agreement | $672.00k |
| Federal Funds Purchased and Repurchased Agreement | $2.62M |
| All Other Liabilities | $955.00k |
| Total Liabilities and Capital | $167.06M |
Securities
| Securities | $61.56M |
| Available-for-sale debt securities | $61.50M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank 1st?
$167.06M as of the latest filing.
How much are Bank 1st's total deposits?
$128.80M in total deposits.
Where is Bank 1st located?
West Union, IA.
What is the Net Interest Margin?
3.40%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.2%.
How much are total loans and leases?
$96.76M (latest filing).
What is the total interest income (latest filing)?
$1.84M.