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Bank Plus

Estherville, IA
IDRSSD: 329149
Total Assets
$150.81M
Latest filing
Total Deposits
$107.36M
Latest filing
Net Interest Margin
4.35%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/01/1947
Community BankYes
Ownership TypeNot Mutual
ZIP51334
State and County Number19063
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees25
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance03/01/1947
Primary Insurance AgencyDIF
Websitewww.bankplusiowa.com
Data Updated11/14/2025
CERT16547
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$150.81M
Total Deposits$107.36M
Total Liabilities$134.00M
Total Equity Capital$16.81M
Net Income$285.00k
Net Loans and Leases$120.41M
Assets Per Employee ($Millions)$6.03M
Bank Premises and Fixed Assets$1.37M
Cash and Balances due from Depository Institutions$2.02M
Deposits Held in Domestic Offices$107.36M

Key Performance Ratios

Return on Assets (ROA)0.76%
Return on Equity (ROE)6.79%
Net Interest Margin4.35%
Efficiency Ratio77.1%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.16%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.149%
Earning Assets to total Assets91.77%

Income and Expense

Total Interest Income$2.06M
Total Noninterest Income$65.00k
Total Interest Expense$571.00k
Total Noninterest Expense$1.20M
Net Interest Income$1.49M
Pre-tax Net Operating Income$297.00k
Provision for Credit Losses$60.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$18.05M
Federal Funds Sold & Reverse Repurchase Agreement$67.00k
Federal Funds Purchased and Repurchased Agreement$7.49M
All Other Liabilities$1.11M
Total Liabilities and Capital$150.81M

Securities

Securities$17.90M
Available-for-sale debt securities$17.74M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank Plus?
$150.81M as of the latest filing.
How much are Bank Plus's total deposits?
$107.36M in total deposits.
Where is Bank Plus located?
Estherville, IA.
What is the Net Interest Margin?
4.35%.
How many domestic offices does it operate?
4.
When was it established?
03/01/1947.
What is the Return on Assets (ROA)?
0.76%.
How much are total loans and leases?
$120.41M (latest filing).
What is the total interest income (latest filing)?
$2.06M.