Bank Plus
Estherville, IA
IDRSSD: 329149
Total Assets
$157.06M
Latest filing
Total Deposits
$110.34M
Latest filing
Net Interest Margin
4.15%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank Plus
1202 Central Ave
Estherville, IA 51334
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/01/1947FDIC Certificate 10699
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank Plus (Main) | 1202 Central Ave | Estherville, IA |
| ROBINS AVENUE BRANCH | 201 W Robins St | Graettinger, IA |
| SWEA CITY BRANCH | 322 3rd St N | Swea City, IA |
| LEDYARD BRANCH | 210 Edmunds St | Ledyard, IA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/01/1947 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51334 |
| State and County Number | 19063 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 25 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 03/01/1947 |
| Primary Insurance Agency | DIF |
| Website | www.bankplusiowa.com |
| Data Updated | 01/30/2026 |
| CERT | 16547 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $157.06M |
| Total Deposits | $110.34M |
| Total Liabilities | $139.72M |
| Total Equity Capital | $17.34M |
| Net Income | $440.00k |
| Net Loans and Leases | $128.17M |
| Assets Per Employee ($Millions) | $6.04M |
| Bank Premises and Fixed Assets | $1.31M |
| Cash and Balances due from Depository Institutions | $1.20M |
| Deposits Held in Domestic Offices | $110.34M |
Key Performance Ratios
| Return on Assets (ROA) | 1.14% |
| Return on Equity (ROE) | 10.31% |
| Net Interest Margin | 4.15% |
| Efficiency Ratio | 69.87% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.042% |
| Earning Assets to total Assets | 92.68% |
Income and Expense
| Total Interest Income | $2.13M |
| Total Noninterest Income | $66.00k |
| Total Interest Expense | $652.00k |
| Total Noninterest Expense | $1.08M |
| Net Interest Income | $1.47M |
| Pre-tax Net Operating Income | $449.00k |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $23.30M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $5.12M |
| All Other Liabilities | $953.00k |
| Total Liabilities and Capital | $157.06M |
Securities
| Securities | $17.35M |
| Available-for-sale debt securities | $17.19M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank Plus?
$157.06M as of the latest filing.
How much are Bank Plus's total deposits?
$110.34M in total deposits.
Where is Bank Plus located?
Estherville, IA.
What is the Net Interest Margin?
4.15%.
How many domestic offices does it operate?
4.
When was it established?
03/01/1947.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$128.17M (latest filing).
What is the total interest income (latest filing)?
$2.13M.