Readlyn Savings Bank
Readlyn, IA
IDRSSD: 287342
Total Assets
$143.60M
Latest filing
Total Deposits
$107.68M
Latest filing
Net Interest Margin
3.09%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Readlyn Savings Bank
141 Main St
Readlyn, IA 50668
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/15/1904FDIC Certificate 5955
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Readlyn Savings Bank (Main) | 141 Main St | Readlyn, IA |
| TRIPOLI BRANCH | 312 S Main St | Tripoli, IA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/15/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50668 |
| State and County Number | 19017 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Waterloo-Cedar Falls, IA |
Operational Info
| Number of Employees | 15 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.readlynsavingsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 9300 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $143.60M |
| Total Deposits | $107.68M |
| Total Liabilities | $117.72M |
| Total Equity Capital | $25.88M |
| Net Income | $542.00k |
| Net Loans and Leases | $98.35M |
| Assets Per Employee ($Millions) | $10.26M |
| Bank Premises and Fixed Assets | $1.06M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $107.68M |
Key Performance Ratios
| Return on Assets (ROA) | 1.51% |
| Return on Equity (ROE) | 8.49% |
| Net Interest Margin | 3.09% |
| Efficiency Ratio | 45.93% |
| Tier 1 Risk-Based Capital Ratio | 25.891% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 18.022% |
| Earning Assets to total Assets | 96.38% |
Income and Expense
| Total Interest Income | $1.74M |
| Total Noninterest Income | $29.00k |
| Total Interest Expense | $679.00k |
| Total Noninterest Expense | $502.00k |
| Net Interest Income | $1.06M |
| Pre-tax Net Operating Income | $591.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.52M |
| Federal Funds Sold & Reverse Repurchase Agreement | $902.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $530.00k |
| Total Liabilities and Capital | $143.60M |
Securities
| Securities | $28.55M |
| Available-for-sale debt securities | $28.55M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Readlyn Savings Bank?
$143.60M as of the latest filing.
How much are Readlyn Savings Bank's total deposits?
$107.68M in total deposits.
Where is Readlyn Savings Bank located?
Readlyn, IA.
What is the Net Interest Margin?
3.09%.
How many domestic offices does it operate?
2.
When was it established?
05/15/1904.
What is the Return on Assets (ROA)?
1.51%.
How much are total loans and leases?
$98.35M (latest filing).
What is the total interest income (latest filing)?
$1.74M.