Audubon State Bank
Audubon, IA
IDRSSD: 760649
Total Assets
$163.83M
Latest filing
Total Deposits
$140.00M
Latest filing
Net Interest Margin
4.46%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Audubon State Bank
307 Broadway St
Audubon, IA 50025
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1876FDIC Certificate 3973
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Audubon State Bank (Main) | 307 Broadway St | Audubon, IA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1876 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50025 |
| State and County Number | 19009 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.audubonstatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 5814 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $163.83M |
| Total Deposits | $140.00M |
| Total Liabilities | $145.22M |
| Total Equity Capital | $18.61M |
| Net Income | $886.00k |
| Net Loans and Leases | $127.71M |
| Assets Per Employee ($Millions) | $11.7M |
| Bank Premises and Fixed Assets | $4.23M |
| Cash and Balances due from Depository Institutions | $12.05M |
| Deposits Held in Domestic Offices | $140.00M |
Key Performance Ratios
| Return on Assets (ROA) | 2.23% |
| Return on Equity (ROE) | 19.32% |
| Net Interest Margin | 4.46% |
| Efficiency Ratio | 37.68% |
| Tier 1 Risk-Based Capital Ratio | 13.197% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.25% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.362% |
| Earning Assets to total Assets | 91.28% |
Income and Expense
| Total Interest Income | $2.27M |
| Total Noninterest Income | $52.00k |
| Total Interest Expense | $637.00k |
| Total Noninterest Expense | $656.00k |
| Net Interest Income | $1.63M |
| Pre-tax Net Operating Income | $924.00k |
| Provision for Credit Losses | $100.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.51M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $705.00k |
| Total Liabilities and Capital | $163.83M |
Securities
| Securities | $14.60M |
| Available-for-sale debt securities | $14.60M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Audubon State Bank?
$163.83M as of the latest filing.
How much are Audubon State Bank's total deposits?
$140.00M in total deposits.
Where is Audubon State Bank located?
Audubon, IA.
What is the Net Interest Margin?
4.46%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1876.
What is the Return on Assets (ROA)?
2.23%.
How much are total loans and leases?
$127.71M (latest filing).
What is the total interest income (latest filing)?
$2.27M.