Audubon State Bank
Audubon, IA
IDRSSD: 760649
Total Assets
$163.40M
Latest filing
Total Deposits
$139.55M
Latest filing
Net Interest Margin
4.60%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073904159AUDUBON, IA
Key People
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Locations
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Main Office
Audubon State Bank
307 Broadway St
Audubon, IA 50025
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1876FDIC Certificate 3973
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Audubon State Bank (Main) | 307 Broadway St | Audubon, IA | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1876 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50025 |
| State and County Number | 19009 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.audubonstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 5814 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $163.40M |
| Total Deposits | $139.55M |
| Total Liabilities | $144.77M |
| Total Equity Capital | $18.63M |
| Net Income | $962.00k |
| Net Loans and Leases | $128.89M |
| Assets Per Employee ($Millions) | $10.89M |
| Bank Premises and Fixed Assets | $4.18M |
| Cash and Balances due from Depository Institutions | $10.42M |
| Deposits Held in Domestic Offices | $139.55M |
Key Performance Ratios
| Return on Assets (ROA) | 2.35% |
| Return on Equity (ROE) | 20.66% |
| Net Interest Margin | 4.6% |
| Efficiency Ratio | 39.9% |
| Tier 1 Risk-Based Capital Ratio | 13.037% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.4% |
| Earning Assets to total Assets | 91.04% |
Income and Expense
| Total Interest Income | $2.37M |
| Total Noninterest Income | $46.00k |
| Total Interest Expense | $658.00k |
| Total Noninterest Expense | $703.00k |
| Net Interest Income | $1.72M |
| Pre-tax Net Operating Income | $984.00k |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.52M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $697.00k |
| Total Liabilities and Capital | $163.40M |
Securities
| Securities | $14.65M |
| Available-for-sale debt securities | $14.65M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Audubon State Bank?
$163.40M as of the latest filing.
How much are Audubon State Bank's total deposits?
$139.55M in total deposits.
Where is Audubon State Bank located?
Audubon, IA.
What is the Net Interest Margin?
4.60%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1876.
What is the Return on Assets (ROA)?
2.35%.
How much are total loans and leases?
$128.89M (latest filing).
What is the total interest income (latest filing)?
$2.37M.