Bridge Community Bank
Mount Vernon, IA
IDRSSD: 882541
Total Assets
$147.96M
Latest filing
Total Deposits
$124.44M
Latest filing
Net Interest Margin
4.77%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073907334MECHANICSVILLE, IA
Key People
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Locations
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Main Office
Bridge Community Bank
302 Highway 1 S
Mount Vernon, IA 52314
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/08/1903FDIC Certificate 8065
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bridge Community Bank (Main) | 302 Highway 1 S | Mount Vernon, IA |
| MECHANICSVILLE BRANCH | 200 S Cherry St | Mechanicsville, IA |
| BRIDGE COMMUNITY BANK - SOLON BRANCH | 405 E 5th St | Solon, IA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/08/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52314 |
| State and County Number | 19113 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Cedar Rapids, IA |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bridge.bank |
| Data Updated | 01/30/2026 |
| CERT | 12717 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $147.96M |
| Total Deposits | $124.44M |
| Total Liabilities | $126.44M |
| Total Equity Capital | $21.52M |
| Net Income | $1.02M |
| Net Loans and Leases | $96.47M |
| Assets Per Employee ($Millions) | $8.22M |
| Bank Premises and Fixed Assets | $3.99M |
| Cash and Balances due from Depository Institutions | $26.64M |
| Deposits Held in Domestic Offices | $124.44M |
Key Performance Ratios
| Return on Assets (ROA) | 2.8% |
| Return on Equity (ROE) | 19.64% |
| Net Interest Margin | 4.77% |
| Efficiency Ratio | 47.99% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -1.58% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.545% |
| Earning Assets to total Assets | 87.99% |
Income and Expense
| Total Interest Income | $2.03M |
| Total Noninterest Income | $161.00k |
| Total Interest Expense | $498.00k |
| Total Noninterest Expense | $1.12M |
| Net Interest Income | $1.53M |
| Pre-tax Net Operating Income | $1.15M |
| Provision for Credit Losses | $-575,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.00M |
| Total Liabilities and Capital | $147.96M |
Securities
| Securities | $8.54M |
| Available-for-sale debt securities | $8.46M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bridge Community Bank?
$147.96M as of the latest filing.
How much are Bridge Community Bank's total deposits?
$124.44M in total deposits.
Where is Bridge Community Bank located?
Mount Vernon, IA.
What is the Net Interest Margin?
4.77%.
How many domestic offices does it operate?
3.
When was it established?
09/08/1903.
What is the Return on Assets (ROA)?
2.8%.
How much are total loans and leases?
$96.47M (latest filing).
What is the total interest income (latest filing)?
$2.03M.