Bridge Community Bank

Mount Vernon, IA
IDRSSD: 882541
Total Assets
$147.96M
Latest filing
Total Deposits
$124.44M
Latest filing
Net Interest Margin
4.77%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

073907334MECHANICSVILLE, IA

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
Bridge Community Bank
302 Highway 1 S
Mount Vernon, IA 52314
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/08/1903FDIC Certificate 8065

Branches (2)

Page 1 of 1
NameAddressCity / State
Bridge Community Bank (Main)302 Highway 1 SMount Vernon, IA
MECHANICSVILLE BRANCH200 S Cherry StMechanicsville, IA
BRIDGE COMMUNITY BANK - SOLON BRANCH405 E 5th StSolon, IA
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/08/1903
Community BankYes
Ownership TypeNot Mutual
ZIP52314
State and County Number19113
Subchapter S CorporationsNo
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameCedar Rapids, IA

Operational Info

Number of Employees18
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bridge.bank
Data Updated01/30/2026
CERT12717
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$147.96M
Total Deposits$124.44M
Total Liabilities$126.44M
Total Equity Capital$21.52M
Net Income$1.02M
Net Loans and Leases$96.47M
Assets Per Employee ($Millions)$8.22M
Bank Premises and Fixed Assets$3.99M
Cash and Balances due from Depository Institutions$26.64M
Deposits Held in Domestic Offices$124.44M

Key Performance Ratios

Return on Assets (ROA)2.8%
Return on Equity (ROE)19.64%
Net Interest Margin4.77%
Efficiency Ratio47.99%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-1.58%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.545%
Earning Assets to total Assets87.99%

Income and Expense

Total Interest Income$2.03M
Total Noninterest Income$161.00k
Total Interest Expense$498.00k
Total Noninterest Expense$1.12M
Net Interest Income$1.53M
Pre-tax Net Operating Income$1.15M
Provision for Credit Losses$-575,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.00M
Total Liabilities and Capital$147.96M

Securities

Securities$8.54M
Available-for-sale debt securities$8.46M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bridge Community Bank?
$147.96M as of the latest filing.
How much are Bridge Community Bank's total deposits?
$124.44M in total deposits.
Where is Bridge Community Bank located?
Mount Vernon, IA.
What is the Net Interest Margin?
4.77%.
How many domestic offices does it operate?
3.
When was it established?
09/08/1903.
What is the Return on Assets (ROA)?
2.8%.
How much are total loans and leases?
$96.47M (latest filing).
What is the total interest income (latest filing)?
$2.03M.