Bridge Community Bank

Mount Vernon, IA
IDRSSD: 882541
Total Assets
$144.10M
Latest filing
Total Deposits
$123.10M
Latest filing
Net Interest Margin
-2.43%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/08/1903
Community BankYes
Ownership TypeNot Mutual
ZIP52314
State and County Number19113
Subchapter S CorporationsNo
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameCedar Rapids, IA

Operational Info

Number of Employees19
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bridge.bank
Data Updated11/14/2025
CERT12717
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$144.10M
Total Deposits$123.10M
Total Liabilities$123.99M
Total Equity Capital$20.11M
Net Income$-809,000
Net Loans and Leases$94.71M
Assets Per Employee ($Millions)$8.01M
Bank Premises and Fixed Assets$3.83M
Cash and Balances due from Depository Institutions$24.09M
Deposits Held in Domestic Offices$123.10M

Key Performance Ratios

Return on Assets (ROA)-2.39%
Return on Equity (ROE)-18.7%
Net Interest Margin-2.43%
Efficiency Ratio86.89%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets1.33%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.956%
Earning Assets to total Assets87.85%

Income and Expense

Total Interest Income$-1,147,000
Total Noninterest Income$-273,000
Total Interest Expense$-398,000
Total Noninterest Expense$-599,000
Net Interest Income$-749,000
Pre-tax Net Operating Income$-873,000
Provision for Credit Losses$450.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$894.00k
Total Liabilities and Capital$144.10M

Securities

Securities$9.54M
Available-for-sale debt securities$9.49M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bridge Community Bank?
$144.10M as of the latest filing.
How much are Bridge Community Bank's total deposits?
$123.10M in total deposits.
Where is Bridge Community Bank located?
Mount Vernon, IA.
What is the Net Interest Margin?
-2.43%.
How many domestic offices does it operate?
3.
When was it established?
09/08/1903.
What is the Return on Assets (ROA)?
-2.39%.
How much are total loans and leases?
$94.71M (latest filing).
What is the total interest income (latest filing)?
$-1,147,000.