Liberty Trust & Savings Bank
Durant, IA
IDRSSD: 644646
Total Assets
$181.11M
Latest filing
Total Deposits
$145.76M
Latest filing
Net Interest Margin
3.57%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Liberty Trust & Savings Bank
502 8th Ave
Durant, IA 52747
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1905FDIC Certificate 6474
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Liberty Trust & Savings Bank (Main) | 502 8th Ave | Durant, IA |
| NEW LIBERTY BRANCH | 302 Main Street | New Liberty, IA |
| TIPTON BRANCH | South At Cedar | Tipton, IA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52747 |
| State and County Number | 19031 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.mylibertytrust.com |
| Data Updated | 01/30/2026 |
| CERT | 10121 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $181.11M |
| Total Deposits | $145.76M |
| Total Liabilities | $146.50M |
| Total Equity Capital | $34.61M |
| Net Income | $464.00k |
| Net Loans and Leases | $107.02M |
| Assets Per Employee ($Millions) | $9.06M |
| Bank Premises and Fixed Assets | $914.00k |
| Cash and Balances due from Depository Institutions | $12.07M |
| Deposits Held in Domestic Offices | $145.76M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 5.42% |
| Net Interest Margin | 3.57% |
| Efficiency Ratio | 66.22% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 19.108% |
| Earning Assets to total Assets | 94.24% |
Income and Expense
| Total Interest Income | $2.07M |
| Total Noninterest Income | $75.00k |
| Total Interest Expense | $565.00k |
| Total Noninterest Expense | $1.04M |
| Net Interest Income | $1.50M |
| Pre-tax Net Operating Income | $533.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.05M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $742.00k |
| Total Liabilities and Capital | $181.11M |
Securities
| Securities | $50.88M |
| Available-for-sale debt securities | $50.68M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Liberty Trust & Savings Bank?
$181.11M as of the latest filing.
How much are Liberty Trust & Savings Bank's total deposits?
$145.76M in total deposits.
Where is Liberty Trust & Savings Bank located?
Durant, IA.
What is the Net Interest Margin?
3.57%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$107.02M (latest filing).
What is the total interest income (latest filing)?
$2.07M.