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The Peoples Bank

Magnolia, AR
IDRSSD: 712648
Total Assets
$196.93M
Latest filing
Total Deposits
$136.56M
Latest filing
Net Interest Margin
5.75%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1910
Community BankYes
Ownership TypeNot Mutual
ZIP71753
State and County Number05027
Subchapter S CorporationsYes
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameMagnolia, AR

Operational Info

Number of Employees73
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.pbmag.com
Data Updated11/14/2025
CERT12531
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$196.93M
Total Deposits$136.56M
Total Liabilities$169.15M
Total Equity Capital$27.78M
Net Income$936.00k
Net Loans and Leases$152.71M
Assets Per Employee ($Millions)$2.63M
Bank Premises and Fixed Assets$5.30M
Cash and Balances due from Depository Institutions$10.49M
Deposits Held in Domestic Offices$136.56M

Key Performance Ratios

Return on Assets (ROA)1.89%
Return on Equity (ROE)13.6%
Net Interest Margin5.75%
Efficiency Ratio65.62%
Tier 1 Risk-Based Capital Ratio19.734%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.23%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.106%
Earning Assets to total Assets90.76%

Income and Expense

Total Interest Income$3.35M
Total Noninterest Income$537.00k
Total Interest Expense$766.00k
Total Noninterest Expense$2.10M
Net Interest Income$2.59M
Pre-tax Net Operating Income$909.00k
Provision for Credit Losses$115.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$31.10M
Federal Funds Sold & Reverse Repurchase Agreement$6.08M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.50M
Total Liabilities and Capital$196.93M

Securities

Securities$13.11M
Available-for-sale debt securities$13.11M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Peoples Bank?
$196.93M as of the latest filing.
How much are The Peoples Bank's total deposits?
$136.56M in total deposits.
Where is The Peoples Bank located?
Magnolia, AR.
What is the Net Interest Margin?
5.75%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
1.89%.
How much are total loans and leases?
$152.71M (latest filing).
What is the total interest income (latest filing)?
$3.35M.