FBT Bank & Mortgage
Fordyce, AR
IDRSSD: 314444
Total Assets
$246.82M
Latest filing
Total Deposits
$217.66M
Latest filing
Net Interest Margin
4.24%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
082901279FORDYCE, AR
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
FBT Bank & Mortgage
200 W 4th St
Fordyce, AR 71742
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/06/1931FDIC Certificate 684
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| FBT Bank & Mortgage (Main) | 200 W 4th St | Fordyce, AR |
| NORTHWEST BRANCH | Upton Drive And U.S. Highway 79-167 | Fordyce, AR |
| RISON BRANCH | 103 West Magnolia | Rison, AR |
| WHITE HALL BRANCH | 7199 Sheridan Rd | White Hall, AR |
| PINE BLUFF BRANCH | 3400 Camden Rd | Pine Bluff, AR |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/06/1931 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71742 |
| State and County Number | 05039 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 55 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fbtbank.com |
| Data Updated | 01/30/2026 |
| CERT | 1028 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $246.82M |
| Total Deposits | $217.66M |
| Total Liabilities | $230.08M |
| Total Equity Capital | $16.75M |
| Net Income | $-206,000 |
| Net Loans and Leases | $150.44M |
| Assets Per Employee ($Millions) | $4.49M |
| Bank Premises and Fixed Assets | $2.15M |
| Cash and Balances due from Depository Institutions | $17.35M |
| Deposits Held in Domestic Offices | $217.66M |
Key Performance Ratios
| Return on Assets (ROA) | -0.33% |
| Return on Equity (ROE) | -5.05% |
| Net Interest Margin | 4.24% |
| Efficiency Ratio | 93.87% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.32% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.785% |
| Earning Assets to total Assets | 94.86% |
Income and Expense
| Total Interest Income | $3.79M |
| Total Noninterest Income | $736.00k |
| Total Interest Expense | $1.27M |
| Total Noninterest Expense | $3.06M |
| Net Interest Income | $2.53M |
| Pre-tax Net Operating Income | $0 |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $5.00k |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.42M |
| Total Liabilities and Capital | $246.82M |
Securities
| Securities | $69.17M |
| Available-for-sale debt securities | $41.44M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $27.73M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of FBT Bank & Mortgage?
$246.82M as of the latest filing.
How much are FBT Bank & Mortgage's total deposits?
$217.66M in total deposits.
Where is FBT Bank & Mortgage located?
Fordyce, AR.
What is the Net Interest Margin?
4.24%.
How many domestic offices does it operate?
5.
When was it established?
01/06/1931.
What is the Return on Assets (ROA)?
-0.33%.
How much are total loans and leases?
$150.44M (latest filing).
What is the total interest income (latest filing)?
$3.79M.