RiverBank
Pocahontas, AR
IDRSSD: 29476
Total Assets
$167.35M
Latest filing
Total Deposits
$146.78M
Latest filing
Net Interest Margin
4.10%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
RiverBank
203 W Broadway St
Pocahontas, AR 72455
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/25/1974FDIC Certificate 44545
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| RiverBank (Main) | 203 W Broadway St | Pocahontas, AR |
| CORNING BRANCH | 309 S Missouri Ave | Corning, AR |
| POCAHONTAS BRANCH | 1700 Old County Rd | Pocahontas, AR |
| PARAGOULD BRANCH | 1401 West Court Street | Paragould, AR |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/25/1974 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72455 |
| State and County Number | 05121 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | eriverbank.com |
| Data Updated | 11/14/2025 |
| CERT | 31711 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $167.35M |
| Total Deposits | $146.78M |
| Total Liabilities | $148.71M |
| Total Equity Capital | $18.64M |
| Net Income | $555.00k |
| Net Loans and Leases | $129.87M |
| Assets Per Employee ($Millions) | $6.97M |
| Bank Premises and Fixed Assets | $4.87M |
| Cash and Balances due from Depository Institutions | $4.83M |
| Deposits Held in Domestic Offices | $146.78M |
Key Performance Ratios
| Return on Assets (ROA) | 1.37% |
| Return on Equity (ROE) | 12.11% |
| Net Interest Margin | 4.1% |
| Efficiency Ratio | 54.08% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.141% |
| Earning Assets to total Assets | 91.94% |
Income and Expense
| Total Interest Income | $2.69M |
| Total Noninterest Income | $94.00k |
| Total Interest Expense | $1.17M |
| Total Noninterest Expense | $874.00k |
| Net Interest Income | $1.52M |
| Pre-tax Net Operating Income | $677.00k |
| Provision for Credit Losses | $65.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $900.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.45M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.02M |
| Total Liabilities and Capital | $167.35M |
Securities
| Securities | $14.40M |
| Available-for-sale debt securities | $14.04M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $358.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of RiverBank?
$167.35M as of the latest filing.
How much are RiverBank's total deposits?
$146.78M in total deposits.
Where is RiverBank located?
Pocahontas, AR.
What is the Net Interest Margin?
4.10%.
How many domestic offices does it operate?
4.
When was it established?
07/25/1974.
What is the Return on Assets (ROA)?
1.37%.
How much are total loans and leases?
$129.87M (latest filing).
What is the total interest income (latest filing)?
$2.69M.