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Farmers Bank & Trust Company

Magnolia, AR
IDRSSD: 12946
Total Assets
$3.01B
Latest filing
Total Deposits
$2.67B
Latest filing
Net Interest Margin
4.07%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1906
Community BankYes
Ownership TypeNot Mutual
ZIP71753
State and County Number05027
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameMagnolia, AR

Operational Info

Number of Employees406
Domestic Offices37
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.myfarmers.bank
Data Updated11/14/2025
CERT1291
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.01B
Total Deposits$2.67B
Total Liabilities$2.74B
Total Equity Capital$263.83M
Net Income$10.98M
Net Loans and Leases$2.26B
Assets Per Employee ($Millions)$7.45M
Bank Premises and Fixed Assets$66.66M
Cash and Balances due from Depository Institutions$68.73M
Deposits Held in Domestic Offices$2.67B

Key Performance Ratios

Return on Assets (ROA)1.47%
Return on Equity (ROE)17.14%
Net Interest Margin4.07%
Efficiency Ratio54.44%
Tier 1 Risk-Based Capital Ratio11.557%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.2%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.769%
Earning Assets to total Assets91.73%

Income and Expense

Total Interest Income$44.16M
Total Noninterest Income$6.54M
Total Interest Expense$16.15M
Total Noninterest Expense$19.03M
Net Interest Income$28.02M
Pre-tax Net Operating Income$14.03M
Provision for Credit Losses$1.50M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$10.00k
Other borrowed funds$45.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$26.75M
Total Liabilities and Capital$3.01B

Securities

Securities$473.73M
Available-for-sale debt securities$468.56M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Farmers Bank & Trust Company?
$3.01B as of the latest filing.
How much are Farmers Bank & Trust Company's total deposits?
$2.67B in total deposits.
Where is Farmers Bank & Trust Company located?
Magnolia, AR.
What is the Net Interest Margin?
4.07%.
How many domestic offices does it operate?
37.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$2.26B (latest filing).
What is the total interest income (latest filing)?
$44.16M.