Petit Jean State Bank

Morrilton, AR
IDRSSD: 2769570
Total Assets
$250.29M
Latest filing
Total Deposits
$201.45M
Latest filing
Net Interest Margin
4.26%
Profitability

Key People

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Locations

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Main Office
Petit Jean State Bank
707 N Saint Joseph St
Morrilton, AR 72110
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/16/1999FDIC Certificate 74661

Branches (1)

Page 1 of 1
NameAddressCity / State
Petit Jean State Bank (Main)707 N Saint Joseph StMorrilton, AR
PETIT JEAN STATE BANK UNIVERSITY BRANCH1620 University BlvdMorrilton, AR
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date02/16/1999
Community BankYes
Ownership TypeNot Mutual
ZIP72110
State and County Number05029
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees31
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance02/16/1999
Primary Insurance AgencyDIF
Websitehttp://www.pjsb.com
Data Updated01/30/2026
CERT35084
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$250.29M
Total Deposits$201.45M
Total Liabilities$207.19M
Total Equity Capital$43.10M
Net Income$979.00k
Net Loans and Leases$134.90M
Assets Per Employee ($Millions)$8.34M
Bank Premises and Fixed Assets$1.55M
Cash and Balances due from Depository Institutions$43.02M
Deposits Held in Domestic Offices$201.45M

Key Performance Ratios

Return on Assets (ROA)1.57%
Return on Equity (ROE)9.19%
Net Interest Margin4.26%
Efficiency Ratio43.91%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.34%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets17.219%
Earning Assets to total Assets93.71%

Income and Expense

Total Interest Income$3.52M
Total Noninterest Income$174.00k
Total Interest Expense$1.03M
Total Noninterest Expense$1.17M
Net Interest Income$2.49M
Pre-tax Net Operating Income$1.29M
Provision for Credit Losses$210.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$3.73M
All Other Liabilities$2.00M
Total Liabilities and Capital$250.29M

Securities

Securities$61.66M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$61.68M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Petit Jean State Bank?
$250.29M as of the latest filing.
How much are Petit Jean State Bank's total deposits?
$201.45M in total deposits.
Where is Petit Jean State Bank located?
Morrilton, AR.
What is the Net Interest Margin?
4.26%.
How many domestic offices does it operate?
2.
When was it established?
02/16/1999.
What is the Return on Assets (ROA)?
1.57%.
How much are total loans and leases?
$134.90M (latest filing).
What is the total interest income (latest filing)?
$3.52M.