Bank of Cave City
Cave City, AR
IDRSSD: 629148
Total Assets
$189.71M
Latest filing
Total Deposits
$167.11M
Latest filing
Net Interest Margin
4.56%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
082903109CAVE CITY, AR
Key People
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Locations
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Main Office
Bank of Cave City
137 S Main St
Cave City, AR 72521
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1906FDIC Certificate 85
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Cave City (Main) | 137 S Main St | Cave City, AR |
| STRAWBERRY BRANCH | 114 W River Dr | Strawberry, AR |
| LYNN BRANCH | 137 Arkansas Highway 25 | Lynn, AR |
| EVENING SHADE BRANCH | 2089 Evening Shade Dr | Evening Shade, AR |
| BANK OF CAVE CITY-BATESVILLE BRANCH | 1141 E Main St | Batesville, AR |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 07/01/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72521 |
| State and County Number | 05135 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Batesville, AR |
Operational Info
| Number of Employees | 41 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofcavecity.com |
| Data Updated | 01/30/2026 |
| CERT | 105 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $189.71M |
| Total Deposits | $167.11M |
| Total Liabilities | $178.01M |
| Total Equity Capital | $11.70M |
| Net Income | $472.00k |
| Net Loans and Leases | $123.25M |
| Assets Per Employee ($Millions) | $4.52M |
| Bank Premises and Fixed Assets | $5.19M |
| Cash and Balances due from Depository Institutions | $7.24M |
| Deposits Held in Domestic Offices | $167.11M |
Key Performance Ratios
| Return on Assets (ROA) | 0.99% |
| Return on Equity (ROE) | 16.36% |
| Net Interest Margin | 4.56% |
| Efficiency Ratio | 79.35% |
| Tier 1 Risk-Based Capital Ratio | 21.864% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.169% |
| Earning Assets to total Assets | 88.54% |
Income and Expense
| Total Interest Income | $2.85M |
| Total Noninterest Income | $373.00k |
| Total Interest Expense | $886.00k |
| Total Noninterest Expense | $1.85M |
| Net Interest Income | $1.96M |
| Pre-tax Net Operating Income | $479.00k |
| Provision for Credit Losses | $3.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $231.00k |
| Other borrowed funds | $7.66M |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.30M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.23M |
| Total Liabilities and Capital | $189.71M |
Securities
| Securities | $36.08M |
| Available-for-sale debt securities | $36.08M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Cave City?
$189.71M as of the latest filing.
How much are Bank of Cave City's total deposits?
$167.11M in total deposits.
Where is Bank of Cave City located?
Cave City, AR.
What is the Net Interest Margin?
4.56%.
How many domestic offices does it operate?
5.
When was it established?
07/01/1906.
What is the Return on Assets (ROA)?
0.99%.
How much are total loans and leases?
$123.25M (latest filing).
What is the total interest income (latest filing)?
$2.85M.