Bank of Salem
Salem, AR
IDRSSD: 931047
Total Assets
$263.75M
Latest filing
Total Deposits
$230.46M
Latest filing
Net Interest Margin
4.65%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Salem
207 Church St
Salem, AR 72576
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/09/1908FDIC Certificate 7175
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Salem (Main) | 207 Church St | Salem, AR |
| SECURITY BRANCH | 108 W Ruby St | Stephens, AR |
| VIOLA BRANCH | 9338 Highway 62 W | Viola, AR |
| MAMMOTH SPRING BANK BRANCH | 465 Main St | Mammoth Spring, AR |
| SECURITY BANK MORTGAGE | 1801 Central Ave | Hot Springs, AR |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 12/09/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72576 |
| State and County Number | 05049 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 47 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bksalem.net |
| Data Updated | 01/30/2026 |
| CERT | 11243 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $263.75M |
| Total Deposits | $230.46M |
| Total Liabilities | $231.75M |
| Total Equity Capital | $32.01M |
| Net Income | $1.21M |
| Net Loans and Leases | $199.38M |
| Assets Per Employee ($Millions) | $5.49M |
| Bank Premises and Fixed Assets | $2.55M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $230.46M |
Key Performance Ratios
| Return on Assets (ROA) | 1.86% |
| Return on Equity (ROE) | 15.44% |
| Net Interest Margin | 4.65% |
| Efficiency Ratio | 58.39% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.135% |
| Earning Assets to total Assets | 93.71% |
Income and Expense
| Total Interest Income | $4.25M |
| Total Noninterest Income | $283.00k |
| Total Interest Expense | $1.43M |
| Total Noninterest Expense | $1.82M |
| Net Interest Income | $2.83M |
| Pre-tax Net Operating Income | $1.20M |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.29M |
| Total Liabilities and Capital | $263.75M |
Securities
| Securities | $8.76M |
| Available-for-sale debt securities | $8.76M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Salem?
$263.75M as of the latest filing.
How much are Bank of Salem's total deposits?
$230.46M in total deposits.
Where is Bank of Salem located?
Salem, AR.
What is the Net Interest Margin?
4.65%.
How many domestic offices does it operate?
5.
When was it established?
12/09/1908.
What is the Return on Assets (ROA)?
1.86%.
How much are total loans and leases?
$199.38M (latest filing).
What is the total interest income (latest filing)?
$4.25M.