Riverwind Bank
Augusta, AR
IDRSSD: 855143
Total Assets
$168.37M
Latest filing
Total Deposits
$154.20M
Latest filing
Net Interest Margin
3.72%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
084107181AUGUSTA, AR
Key People
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Locations
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Main Office
Riverwind Bank
100 S 2nd St
Augusta, AR 72006
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/04/1935FDIC Certificate 9429
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Riverwind Bank (Main) | 100 S 2nd St | Augusta, AR |
| SEARCY BRANCH | 1701 W Beebe Capps Expy | Searcy, AR |
| SEARCY BRANCH | 411 Hartsfield Dr | Searcy, AR |
| BEEBE - ASU BRANCH | 901 Asu Blvd | Beebe, AR |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/04/1935 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72006 |
| State and County Number | 05147 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/05/2023 |
| Date of Deposit Insurance | 03/04/1935 |
| Primary Insurance Agency | DIF |
| Website | riverwindbank.com |
| Data Updated | 01/30/2026 |
| CERT | 15035 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $168.37M |
| Total Deposits | $154.20M |
| Total Liabilities | $158.31M |
| Total Equity Capital | $10.06M |
| Net Income | $396.00k |
| Net Loans and Leases | $102.96M |
| Assets Per Employee ($Millions) | $6.01M |
| Bank Premises and Fixed Assets | $2.62M |
| Cash and Balances due from Depository Institutions | $3.46M |
| Deposits Held in Domestic Offices | $154.20M |
Key Performance Ratios
| Return on Assets (ROA) | 0.95% |
| Return on Equity (ROE) | 16.18% |
| Net Interest Margin | 3.72% |
| Efficiency Ratio | 71.72% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.977% |
| Earning Assets to total Assets | 92.47% |
Income and Expense
| Total Interest Income | $2.35M |
| Total Noninterest Income | $168.00k |
| Total Interest Expense | $907.00k |
| Total Noninterest Expense | $1.15M |
| Net Interest Income | $1.44M |
| Pre-tax Net Operating Income | $416.00k |
| Provision for Credit Losses | $39.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $18.27M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.11M |
| Total Liabilities and Capital | $168.37M |
Securities
| Securities | $33.80M |
| Available-for-sale debt securities | $33.80M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Riverwind Bank?
$168.37M as of the latest filing.
How much are Riverwind Bank's total deposits?
$154.20M in total deposits.
Where is Riverwind Bank located?
Augusta, AR.
What is the Net Interest Margin?
3.72%.
How many domestic offices does it operate?
4.
When was it established?
03/04/1935.
What is the Return on Assets (ROA)?
0.95%.
How much are total loans and leases?
$102.96M (latest filing).
What is the total interest income (latest filing)?
$2.35M.