Bank of Delight
Delight, AR
IDRSSD: 455945
Total Assets
$195.23M
Latest filing
Total Deposits
$165.19M
Latest filing
Net Interest Margin
4.63%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
082903264DELIGHT, AR
Key People
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Locations
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Main Office
Bank of Delight
503 E Antioch St
Delight, AR 71940
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/16/1911FDIC Certificate 79
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Delight (Main) | 503 E Antioch St | Delight, AR |
| PRESCOTT BRANCH | 106 E 2nd St S | Prescott, AR |
| GURDON LOAN PROCESSING OFFICE | 600 E Smith St | Gurdon, AR |
| GURDON BRANCH | 600 E Smith St | Gurdon, AR |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/16/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71940 |
| State and County Number | 05109 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/12/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofdelight.com |
| Data Updated | 01/30/2026 |
| CERT | 99 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $195.23M |
| Total Deposits | $165.19M |
| Total Liabilities | $169.97M |
| Total Equity Capital | $25.27M |
| Net Income | $902.00k |
| Net Loans and Leases | $176.55M |
| Assets Per Employee ($Millions) | $7.23M |
| Bank Premises and Fixed Assets | $991.00k |
| Cash and Balances due from Depository Institutions | $2.02M |
| Deposits Held in Domestic Offices | $165.19M |
Key Performance Ratios
| Return on Assets (ROA) | 1.87% |
| Return on Equity (ROE) | 13.82% |
| Net Interest Margin | 4.63% |
| Efficiency Ratio | 51.03% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.31% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.941% |
| Earning Assets to total Assets | 97.46% |
Income and Expense
| Total Interest Income | $3.30M |
| Total Noninterest Income | $62.00k |
| Total Interest Expense | $1.12M |
| Total Noninterest Expense | $1.14M |
| Net Interest Income | $2.18M |
| Pre-tax Net Operating Income | $947.00k |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.78M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.88M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $997.00k |
| Total Liabilities and Capital | $195.23M |
Securities
| Securities | $7.11M |
| Available-for-sale debt securities | $1.64M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $5.60M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Delight?
$195.23M as of the latest filing.
How much are Bank of Delight's total deposits?
$165.19M in total deposits.
Where is Bank of Delight located?
Delight, AR.
What is the Net Interest Margin?
4.63%.
How many domestic offices does it operate?
4.
When was it established?
06/16/1911.
What is the Return on Assets (ROA)?
1.87%.
How much are total loans and leases?
$176.55M (latest filing).
What is the total interest income (latest filing)?
$3.30M.