Bank of Delight

Delight, AR
IDRSSD: 455945
Total Assets
$190.77M
Latest filing
Total Deposits
$159.03M
Latest filing
Net Interest Margin
4.25%
Profitability

Locations

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Main Office
Bank of Delight
503 E Antioch St
Delight, AR 71940
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/16/1911FDIC Certificate 79

Branches (3)

Page 1 of 1
NameAddressCity / State
Bank of Delight (Main)503 E Antioch StDelight, AR
PRESCOTT BRANCH106 E 2nd St SPrescott, AR
GURDON LOAN PROCESSING OFFICE600 E Smith StGurdon, AR
GURDON BRANCH600 E Smith StGurdon, AR
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/16/1911
Community BankYes
Ownership TypeNot Mutual
ZIP71940
State and County Number05109
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees28
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/12/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bankofdelight.com
Data Updated11/14/2025
CERT99
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$190.77M
Total Deposits$159.03M
Total Liabilities$163.83M
Total Equity Capital$26.93M
Net Income$971.00k
Net Loans and Leases$171.87M
Assets Per Employee ($Millions)$7.07M
Bank Premises and Fixed Assets$615.00k
Cash and Balances due from Depository Institutions$3.21M
Deposits Held in Domestic Offices$159.03M

Key Performance Ratios

Return on Assets (ROA)2.08%
Return on Equity (ROE)14.66%
Net Interest Margin4.25%
Efficiency Ratio49.75%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.119%
Earning Assets to total Assets97.53%

Income and Expense

Total Interest Income$3.00M
Total Noninterest Income$74.00k
Total Interest Expense$1.07M
Total Noninterest Expense$998.00k
Net Interest Income$1.93M
Pre-tax Net Operating Income$1.01M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$3.90M
Federal Funds Sold & Reverse Repurchase Agreement$4.00M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$899.00k
Total Liabilities and Capital$190.77M

Securities

Securities$8.35M
Available-for-sale debt securities$2.53M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$5.94M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Delight?
$190.77M as of the latest filing.
How much are Bank of Delight's total deposits?
$159.03M in total deposits.
Where is Bank of Delight located?
Delight, AR.
What is the Net Interest Margin?
4.25%.
How many domestic offices does it operate?
4.
When was it established?
06/16/1911.
What is the Return on Assets (ROA)?
2.08%.
How much are total loans and leases?
$171.87M (latest filing).
What is the total interest income (latest filing)?
$3.00M.