The Farmers Bank

Portland, TN
IDRSSD: 901938
Total Assets
$897.33M
Latest filing
Total Deposits
$761.08M
Latest filing
Net Interest Margin
4.98%
Profitability

Locations

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Main Office
The Farmers Bank
120 Village Dr
Portland, TN 37148
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/12/1912FDIC Certificate 1118

Branches (9)

Page 1 of 2
NameAddressCity / State
The Farmers Bank (Main)120 Village DrPortland, TN
SPRINGFIELD BRANCH1203 Memorial BlvdSpringfield, TN
WHITE HOUSE HIGHWAY 31 W OFFICE2787 Highway 31 WWhite House, TN
WHITE HOUSE BRANCH515 Highway 76White House, TN
RIDGETOP BRANCH1765 Hwy 41 SouthRidgetop, TN
WESTMORELAND BRANCH5804 Austin Peay HwyWestmoreland, TN
MILLERSVILLE BRANCH1250 Louisville HwyGoodlettsville, TN
CROSS PLAINS OFFICE7836 Highway 25 ECross Plains, TN
Showing 7 of 9

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/12/1912
Community BankYes
Ownership TypeNot Mutual
ZIP37148
State and County Number47165
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameNashville-Davidson-Murfreesboro-Franklin, TN

Operational Info

Number of Employees152
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.thefarmersbank.net
Data Updated11/14/2025
CERT1696
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$897.33M
Total Deposits$761.08M
Total Liabilities$776.89M
Total Equity Capital$120.44M
Net Income$3.80M
Net Loans and Leases$600.21M
Assets Per Employee ($Millions)$5.94M
Bank Premises and Fixed Assets$10.95M
Cash and Balances due from Depository Institutions$19.84M
Deposits Held in Domestic Offices$761.08M

Key Performance Ratios

Return on Assets (ROA)1.7%
Return on Equity (ROE)12.99%
Net Interest Margin4.98%
Efficiency Ratio56.11%
Tier 1 Risk-Based Capital Ratio20.13%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.1%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.422%
Earning Assets to total Assets92.59%

Income and Expense

Total Interest Income$13.53M
Total Noninterest Income$1.51M
Total Interest Expense$3.23M
Total Noninterest Expense$6.63M
Net Interest Income$10.30M
Pre-tax Net Operating Income$4.97M
Provision for Credit Losses$215.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$5.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$10.81M
Total Liabilities and Capital$897.33M

Securities

Securities$220.82M
Available-for-sale debt securities$220.82M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Farmers Bank?
$897.33M as of the latest filing.
How much are The Farmers Bank's total deposits?
$761.08M in total deposits.
Where is The Farmers Bank located?
Portland, TN.
What is the Net Interest Margin?
4.98%.
How many domestic offices does it operate?
10.
When was it established?
07/12/1912.
What is the Return on Assets (ROA)?
1.7%.
How much are total loans and leases?
$600.21M (latest filing).
What is the total interest income (latest filing)?
$13.53M.