First Commerce Bank
Lewisburg, TN
IDRSSD: 3153297
Total Assets
$881.84M
Latest filing
Total Deposits
$774.71M
Latest filing
Net Interest Margin
4.76%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Commerce Bank
500 N Ellington Pkwy
Lewisburg, TN 37091
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/02/2002FDIC Certificate 363918
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Commerce Bank (Main) | 500 N Ellington Pkwy | Lewisburg, TN |
| SHELBYVILLE BRANCH | 1122 N Main St | Shelbyville, TN |
| LEWISBURG BRANCH | 701 Cornersville Rd | Lewisburg, TN |
| CHAPEL HILL BRANCH | 4641 Nashville Hwy | Chapel Hill, TN |
| FIRST COMMERCE BANK FAYETTEVILLE BRANCH | 304 College St W | Fayetteville, TN |
| MURFREESBORO BRANCH | 1111 N Maple St | Murfreesboro, TN |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/02/2002 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37091 |
| State and County Number | 47117 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lewisburg, TN |
Operational Info
| Number of Employees | 101 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 02/01/2025 |
| Date of Deposit Insurance | 12/02/2002 |
| Primary Insurance Agency | DIF |
| Website | www.firstcommercebank.net |
| Data Updated | 11/14/2025 |
| CERT | 57465 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $881.84M |
| Total Deposits | $774.71M |
| Total Liabilities | $789.19M |
| Total Equity Capital | $92.65M |
| Net Income | $4.13M |
| Net Loans and Leases | $684.54M |
| Assets Per Employee ($Millions) | $8.73M |
| Bank Premises and Fixed Assets | $13.56M |
| Cash and Balances due from Depository Institutions | $15.86M |
| Deposits Held in Domestic Offices | $774.71M |
Key Performance Ratios
| Return on Assets (ROA) | 1.9% |
| Return on Equity (ROE) | 18.27% |
| Net Interest Margin | 4.76% |
| Efficiency Ratio | 45.14% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.506% |
| Earning Assets to total Assets | 93.06% |
Income and Expense
| Total Interest Income | $13.99M |
| Total Noninterest Income | $726.00k |
| Total Interest Expense | $4.36M |
| Total Noninterest Expense | $4.86M |
| Net Interest Income | $9.63M |
| Pre-tax Net Operating Income | $5.19M |
| Provision for Credit Losses | $315.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $46.90M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $14.48M |
| Total Liabilities and Capital | $881.84M |
Securities
| Securities | $82.43M |
| Available-for-sale debt securities | $82.43M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Commerce Bank?
$881.84M as of the latest filing.
How much are First Commerce Bank's total deposits?
$774.71M in total deposits.
Where is First Commerce Bank located?
Lewisburg, TN.
What is the Net Interest Margin?
4.76%.
How many domestic offices does it operate?
6.
When was it established?
12/02/2002.
What is the Return on Assets (ROA)?
1.9%.
How much are total loans and leases?
$684.54M (latest filing).
What is the total interest income (latest filing)?
$13.99M.