Legends Bank

Clarksville, TN
IDRSSD: 2745426
Total Assets
$921.72M
Latest filing
Total Deposits
$819.02M
Latest filing
Net Interest Margin
3.86%
Profitability

Locations

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Main Office
Legends Bank
310 N 1st St
Clarksville, TN 37040
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/12/1998FDIC Certificate 62055

Branches (9)

Page 1 of 2
NameAddressCity / State
Legends Bank (Main)310 N 1st StClarksville, TN
BEACHAVEN BRANCH1950 Madison StClarksville, TN
DOVER CROSSING BRANCH140 Dover Crossing RdClarksville, TN
EAGLE BRANCH1814 Tiny Town RdClarksville, TN
ST. BETHLEHEM BRANCH2120 Wilma Rudolph BlvdClarksville, TN
BRENTWOOD BRANCH2 Maryland FarmsBrentwood, TN
GREEN HILLS BRANCH2213 Crestmoor RdNashville, TN
MIDTOWN20 Music Sq WNashville, TN
Showing 7 of 9

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/12/1998
Community BankYes
Ownership TypeNot Mutual
ZIP37040
State and County Number47125
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameClarksville, TN-KY

Operational Info

Number of Employees137
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/12/1998
Primary Insurance AgencyDIF
Websitewww.legendsbank.com
Data Updated11/14/2025
CERT34936
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$921.72M
Total Deposits$819.02M
Total Liabilities$836.30M
Total Equity Capital$85.43M
Net Income$2.31M
Net Loans and Leases$644.28M
Assets Per Employee ($Millions)$6.63M
Bank Premises and Fixed Assets$12.75M
Cash and Balances due from Depository Institutions$37.94M
Deposits Held in Domestic Offices$819.02M

Key Performance Ratios

Return on Assets (ROA)1.02%
Return on Equity (ROE)11.09%
Net Interest Margin3.86%
Efficiency Ratio68.11%
Tier 1 Risk-Based Capital Ratio12.136%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.19%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.268%
Earning Assets to total Assets93.27%

Income and Expense

Total Interest Income$12.90M
Total Noninterest Income$1.73M
Total Interest Expense$4.80M
Total Noninterest Expense$6.70M
Net Interest Income$8.10M
Pre-tax Net Operating Income$2.71M
Provision for Credit Losses$430.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$5.43M
Federal Funds Sold & Reverse Repurchase Agreement$5.11M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$11.84M
Total Liabilities and Capital$921.72M

Securities

Securities$185.18M
Available-for-sale debt securities$127.49M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$57.70M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Legends Bank?
$921.72M as of the latest filing.
How much are Legends Bank's total deposits?
$819.02M in total deposits.
Where is Legends Bank located?
Clarksville, TN.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
10.
When was it established?
11/12/1998.
What is the Return on Assets (ROA)?
1.02%.
How much are total loans and leases?
$644.28M (latest filing).
What is the total interest income (latest filing)?
$12.90M.