First Century Bank
Tazewell, TN
IDRSSD: 999935
Total Assets
$774.58M
Latest filing
Total Deposits
$698.36M
Latest filing
Net Interest Margin
4.10%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Century Bank
1780 N Broad St
Tazewell, TN 37879
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/10/1899FDIC Certificate 1120
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| First Century Bank (Main) | 1780 N Broad St | Tazewell, TN |
| NEW TAZEWELL BRANCH | 301 N Broad St | New Tazewell, TN |
| DRIVE-UP FACILITY | 1771 N Broad St | Tazewell, TN |
| HARROGATE BRANCH | 6946 Cumberland Gap Pkwy | Harrogate, TN |
| MAYNARDVILLE BRANCH | 2969 Maynardville Hwy | Maynardville, TN |
| SNEEDVILLE BRANCH | 108 Main Street | Sneedville, TN |
| FINANCIAL SERVICE CENTER | 951 North Broard Street | New Tazewell, TN |
| EMORY ROAD BRANCH | 600 E Emory Rd | Powell, TN |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/10/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37879 |
| State and County Number | 47025 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 88 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.firstcenturybank.com |
| Data Updated | 11/14/2025 |
| CERT | 1700 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $774.58M |
| Total Deposits | $698.36M |
| Total Liabilities | $706.64M |
| Total Equity Capital | $67.94M |
| Net Income | $2.99M |
| Net Loans and Leases | $651.61M |
| Assets Per Employee ($Millions) | $7.99M |
| Bank Premises and Fixed Assets | $8.85M |
| Cash and Balances due from Depository Institutions | $55.10M |
| Deposits Held in Domestic Offices | $698.36M |
Key Performance Ratios
| Return on Assets (ROA) | 1.56% |
| Return on Equity (ROE) | 17.95% |
| Net Interest Margin | 4.1% |
| Efficiency Ratio | 49.74% |
| Tier 1 Risk-Based Capital Ratio | 11.986% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.771% |
| Earning Assets to total Assets | 95.28% |
Income and Expense
| Total Interest Income | $11.71M |
| Total Noninterest Income | $845.00k |
| Total Interest Expense | $4.24M |
| Total Noninterest Expense | $4.13M |
| Net Interest Income | $7.47M |
| Pre-tax Net Operating Income | $4.00M |
| Provision for Credit Losses | $181.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $40.68M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.29M |
| Total Liabilities and Capital | $774.58M |
Securities
| Securities | $1.52M |
| Available-for-sale debt securities | $1.52M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Century Bank?
$774.58M as of the latest filing.
How much are First Century Bank's total deposits?
$698.36M in total deposits.
Where is First Century Bank located?
Tazewell, TN.
What is the Net Interest Margin?
4.10%.
How many domestic offices does it operate?
11.
When was it established?
10/10/1899.
What is the Return on Assets (ROA)?
1.56%.
How much are total loans and leases?
$651.61M (latest filing).
What is the total interest income (latest filing)?
$11.71M.