First Century Bank
Tazewell, TN
IDRSSD: 999935
Total Assets
$761.34M
Latest filing
Total Deposits
$681.98M
Latest filing
Net Interest Margin
4.27%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
064204774TAZEWELL, TN
Key People
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Locations
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Main Office
First Century Bank
1780 N Broad St
Tazewell, TN 37879
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/10/1899FDIC Certificate 1120
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| First Century Bank (Main) | 1780 N Broad St | Tazewell, TN |
| NEW TAZEWELL BRANCH | 301 N Broad St | New Tazewell, TN |
| DRIVE-UP FACILITY | 1771 N Broad St | Tazewell, TN |
| HARROGATE BRANCH | 6946 Cumberland Gap Pkwy | Harrogate, TN |
| MAYNARDVILLE BRANCH | 2969 Maynardville Hwy | Maynardville, TN |
| SNEEDVILLE BRANCH | 108 Main Street | Sneedville, TN |
| FINANCIAL SERVICE CENTER | 951 North Broard Street | New Tazewell, TN |
| EMORY ROAD BRANCH | 600 E Emory Rd | Powell, TN |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/10/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37879 |
| State and County Number | 47025 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 97 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.firstcenturybank.com |
| Data Updated | 01/30/2026 |
| CERT | 1700 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $761.34M |
| Total Deposits | $681.98M |
| Total Liabilities | $691.58M |
| Total Equity Capital | $69.76M |
| Net Income | $2.28M |
| Net Loans and Leases | $662.79M |
| Assets Per Employee ($Millions) | $8.46M |
| Bank Premises and Fixed Assets | $10.42M |
| Cash and Balances due from Depository Institutions | $34.10M |
| Deposits Held in Domestic Offices | $681.98M |
Key Performance Ratios
| Return on Assets (ROA) | 1.19% |
| Return on Equity (ROE) | 13.24% |
| Net Interest Margin | 4.27% |
| Efficiency Ratio | 59.28% |
| Tier 1 Risk-Based Capital Ratio | 12.078% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.3% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.163% |
| Earning Assets to total Assets | 95.29% |
Income and Expense
| Total Interest Income | $11.95M |
| Total Noninterest Income | $801.00k |
| Total Interest Expense | $4.14M |
| Total Noninterest Expense | $5.11M |
| Net Interest Income | $7.81M |
| Pre-tax Net Operating Income | $2.93M |
| Provision for Credit Losses | $581.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $34.92M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.59M |
| Total Liabilities and Capital | $761.34M |
Securities
| Securities | $1.49M |
| Available-for-sale debt securities | $1.49M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Century Bank?
$761.34M as of the latest filing.
How much are First Century Bank's total deposits?
$681.98M in total deposits.
Where is First Century Bank located?
Tazewell, TN.
What is the Net Interest Margin?
4.27%.
How many domestic offices does it operate?
11.
When was it established?
10/10/1899.
What is the Return on Assets (ROA)?
1.19%.
How much are total loans and leases?
$662.79M (latest filing).
What is the total interest income (latest filing)?
$11.95M.