First Freedom Bank
Lebanon, TN
IDRSSD: 3437148
Total Assets
$777.38M
Latest filing
Total Deposits
$666.06M
Latest filing
Net Interest Margin
4.17%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
064109086LEBANON, TN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Freedom Bank
1620 W Main St
Lebanon, TN 37087
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/03/2006FDIC Certificate 442225
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Freedom Bank (Main) | 1620 W Main St | Lebanon, TN |
| JACKSON BANK & TRUST BRANCH | 307 E Hull Ave | Gainesboro, TN |
| JACKSON STREET BRANCH | 376 W Jackson St | Cookeville, TN |
| ALGOOD - JBT BRANCH | 614 W Main St | Cookeville, TN |
| MT. JULIET BRANCH | 12888 Lebanon Rd | Mount Juliet, TN |
| PROVIDENCE PARKWAY BRANCH | 2008 Providence Pkwy | Mount Juliet, TN |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/03/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37087 |
| State and County Number | 47189 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Nashville-Davidson-Murfreesboro-Franklin, TN |
Operational Info
| Number of Employees | 71 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/03/2006 |
| Primary Insurance Agency | DIF |
| Website | www.firstfreedombank.com |
| Data Updated | 01/30/2026 |
| CERT | 58208 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $777.38M |
| Total Deposits | $666.06M |
| Total Liabilities | $685.40M |
| Total Equity Capital | $91.99M |
| Net Income | $3.08M |
| Net Loans and Leases | $641.86M |
| Assets Per Employee ($Millions) | $11.27M |
| Bank Premises and Fixed Assets | $14.14M |
| Cash and Balances due from Depository Institutions | $68.50M |
| Deposits Held in Domestic Offices | $666.06M |
Key Performance Ratios
| Return on Assets (ROA) | 1.63% |
| Return on Equity (ROE) | 13.64% |
| Net Interest Margin | 4.17% |
| Efficiency Ratio | 46.62% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.25% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.833% |
| Earning Assets to total Assets | 93.86% |
Income and Expense
| Total Interest Income | $11.46M |
| Total Noninterest Income | $512.00k |
| Total Interest Expense | $4.08M |
| Total Noninterest Expense | $3.72M |
| Net Interest Income | $7.38M |
| Pre-tax Net Operating Income | $3.70M |
| Provision for Credit Losses | $468.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $13.00M |
| All Other Liabilities | $6.33M |
| Total Liabilities and Capital | $777.38M |
Securities
| Securities | $25.87M |
| Available-for-sale debt securities | $18.37M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Freedom Bank?
$777.38M as of the latest filing.
How much are First Freedom Bank's total deposits?
$666.06M in total deposits.
Where is First Freedom Bank located?
Lebanon, TN.
What is the Net Interest Margin?
4.17%.
How many domestic offices does it operate?
6.
When was it established?
04/03/2006.
What is the Return on Assets (ROA)?
1.63%.
How much are total loans and leases?
$641.86M (latest filing).
What is the total interest income (latest filing)?
$11.46M.