First Federal Bank

Dickson, TN
IDRSSD: 220974
Total Assets
$1.06B
Latest filing
Total Deposits
$931.96M
Latest filing
Net Interest Margin
3.25%
Profitability

Locations

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Main Office
First Federal Bank
611 E College St
Dickson, TN 37055
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/16/1936FDIC Certificate 42616

Branches (16)

Page 1 of 3
NameAddressCity / State
First Federal Bank (Main)611 E College StDickson, TN
NEW JOHNSONVILLE BRANCH590 Broadway AveNew Johnsonville, TN
CHARLOTTE BRANCH2 Court SqCharlotte, TN
BURNS BRANCH2310 Highway 96Burns, TN
CENTERVILLE BRANCH1370 Highway 100Centerville, TN
302 FAIRVIEW BLVD BRANCH302 Fairview BlvdFairview, TN
CLARKSVILLE MAIN BR502 Madison StClarksville, TN
MADISON BRANCH1780 Madison StClarksville, TN
Showing 7 of 16

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date10/16/1936
Community BankYes
Ownership TypeNot Mutual
ZIP37055
State and County Number47043
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameNashville-Davidson-Murfreesboro-Franklin, TN

Operational Info

Number of Employees168
Domestic Offices17
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.ffbtn.com
Data Updated11/14/2025
CERT29782
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.06B
Total Deposits$931.96M
Total Liabilities$947.34M
Total Equity Capital$111.01M
Net Income$3.33M
Net Loans and Leases$589.46M
Assets Per Employee ($Millions)$6.01M
Bank Premises and Fixed Assets$11.88M
Cash and Balances due from Depository Institutions$183.24M
Deposits Held in Domestic Offices$931.96M

Key Performance Ratios

Return on Assets (ROA)1.26%
Return on Equity (ROE)12.07%
Net Interest Margin3.25%
Efficiency Ratio52.84%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.41%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.489%
Earning Assets to total Assets94.79%

Income and Expense

Total Interest Income$12.73M
Total Noninterest Income$1.89M
Total Interest Expense$4.59M
Total Noninterest Expense$5.37M
Net Interest Income$8.13M
Pre-tax Net Operating Income$3.58M
Provision for Credit Losses$1.08M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$7.83M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$7.55M
Total Liabilities and Capital$1.06B

Securities

Securities$239.75M
Available-for-sale debt securities$85.52M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$154.26M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Federal Bank?
$1.06B as of the latest filing.
How much are First Federal Bank's total deposits?
$931.96M in total deposits.
Where is First Federal Bank located?
Dickson, TN.
What is the Net Interest Margin?
3.25%.
How many domestic offices does it operate?
17.
When was it established?
10/16/1936.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$589.46M (latest filing).
What is the total interest income (latest filing)?
$12.73M.