First Federal Bank
Dickson, TN
IDRSSD: 220974
Total Assets
$1.07B
Latest filing
Total Deposits
$943.53M
Latest filing
Net Interest Margin
3.29%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
264171270DICKSON, TN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Federal Bank
611 E College St
Dickson, TN 37055
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/16/1936FDIC Certificate 42616
Branches (16)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| First Federal Bank (Main) | 611 E College St | Dickson, TN |
| NEW JOHNSONVILLE BRANCH | 590 Broadway Ave | New Johnsonville, TN |
| CHARLOTTE BRANCH | 2 Court Sq | Charlotte, TN |
| BURNS BRANCH | 2310 Highway 96 | Burns, TN |
| CENTERVILLE BRANCH | 1370 Highway 100 | Centerville, TN |
| 302 FAIRVIEW BLVD BRANCH | 302 Fairview Blvd | Fairview, TN |
| CLARKSVILLE MAIN BR | 502 Madison St | Clarksville, TN |
| MADISON BRANCH | 1780 Madison St | Clarksville, TN |
Showing 7 of 16
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 10/16/1936 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37055 |
| State and County Number | 47043 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Nashville-Davidson-Murfreesboro-Franklin, TN |
Operational Info
| Number of Employees | 176 |
| Domestic Offices | 17 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.ffbtn.com |
| Data Updated | 01/30/2026 |
| CERT | 29782 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.07B |
| Total Deposits | $943.53M |
| Total Liabilities | $958.65M |
| Total Equity Capital | $113.48M |
| Net Income | $4.36M |
| Net Loans and Leases | $607.80M |
| Assets Per Employee ($Millions) | $6.09M |
| Bank Premises and Fixed Assets | $12.01M |
| Cash and Balances due from Depository Institutions | $172.63M |
| Deposits Held in Domestic Offices | $943.53M |
Key Performance Ratios
| Return on Assets (ROA) | 1.64% |
| Return on Equity (ROE) | 15.55% |
| Net Interest Margin | 3.29% |
| Efficiency Ratio | 50.61% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.585% |
| Earning Assets to total Assets | 94.92% |
Income and Expense
| Total Interest Income | $13.02M |
| Total Noninterest Income | $1.83M |
| Total Interest Expense | $4.71M |
| Total Noninterest Expense | $5.20M |
| Net Interest Income | $8.31M |
| Pre-tax Net Operating Income | $4.64M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $7.55M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.57M |
| Total Liabilities and Capital | $1.07B |
Securities
| Securities | $246.16M |
| Available-for-sale debt securities | $92.83M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $153.37M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Federal Bank?
$1.07B as of the latest filing.
How much are First Federal Bank's total deposits?
$943.53M in total deposits.
Where is First Federal Bank located?
Dickson, TN.
What is the Net Interest Margin?
3.29%.
How many domestic offices does it operate?
17.
When was it established?
10/16/1936.
What is the Return on Assets (ROA)?
1.64%.
How much are total loans and leases?
$607.80M (latest filing).
What is the total interest income (latest filing)?
$13.02M.