Thread Bank

Rogersville, TN
IDRSSD: 841838
Total Assets
$823.39M
Latest filing
Total Deposits
$740.90M
Latest filing
Net Interest Margin
2.89%
Profitability

Locations

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Main Office
Thread Bank
210 E Main St
Rogersville, TN 37857
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/01/1906FDIC Certificate 6103

Branches (2)

Page 1 of 1
NameAddressCity / State
Thread Bank (Main)210 E Main StRogersville, TN
SNEEDVILLE BRANCH161 Main StSneedville, TN
BRENTWOOD LPO BRANCH105 Westpark DrBrentwood, TN
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/01/1906
Community BankYes
Ownership TypeNot Mutual
ZIP37857
State and County Number47073
Subchapter S CorporationsNo
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameKingsport-Bristol, TN-VA

Operational Info

Number of Employees92
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.thread.bank
Data Updated11/14/2025
CERT9499
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$823.39M
Total Deposits$740.90M
Total Liabilities$755.98M
Total Equity Capital$67.42M
Net Income$1.18M
Net Loans and Leases$329.23M
Assets Per Employee ($Millions)$8.15M
Bank Premises and Fixed Assets$3.90M
Cash and Balances due from Depository Institutions$124.63M
Deposits Held in Domestic Offices$740.90M

Key Performance Ratios

Return on Assets (ROA)0.58%
Return on Equity (ROE)7.13%
Net Interest Margin2.89%
Efficiency Ratio77.08%
Tier 1 Risk-Based Capital Ratio22.028%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.41%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.187%
Earning Assets to total Assets94.83%

Income and Expense

Total Interest Income$10.96M
Total Noninterest Income$4.99M
Total Interest Expense$5.43M
Total Noninterest Expense$8.11M
Net Interest Income$5.53M
Pre-tax Net Operating Income$1.58M
Provision for Credit Losses$833.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$25.00M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$15.07M
Total Liabilities and Capital$823.39M

Securities

Securities$304.25M
Available-for-sale debt securities$250.81M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$50.89M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Thread Bank?
$823.39M as of the latest filing.
How much are Thread Bank's total deposits?
$740.90M in total deposits.
Where is Thread Bank located?
Rogersville, TN.
What is the Net Interest Margin?
2.89%.
How many domestic offices does it operate?
3.
When was it established?
04/01/1906.
What is the Return on Assets (ROA)?
0.58%.
How much are total loans and leases?
$329.23M (latest filing).
What is the total interest income (latest filing)?
$10.96M.